State Farm vs MetLife - Compare Car Insurance Rates and Reviews

Both State Farm and MetLife offer car insurance coverage, but does their pricing and service measure up to your standards? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like State Farm and MetLife to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

State Farm vs MetLife - the Ratings

  State Farm Ratings MetLife Ratings
Policy Offerings State Farm Policy Offerings MetLife Policy Offerings
Pricing State Farm Pricing MetLife Pricing
Billing and Payment State Farm Billing MetLife Billing
Contacting the Insurer State Farm Support MetLife Support
Overall Satisfaction State Farm Satisfaction MetLife Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored the same as MetLife on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

State Farm and MetLife Price Comparison

State Farm was rated about the same as MetLife on insurance prices. That doesn't mean that State Farm will always have identical prices on car insurance than MetLife, however. State Farm or MetLife may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

State Farm vs MetLife - Compare Car Insurance Rates and Reviews

Car insurance is affected by many rating factors, and State Farm and MetLife handle these factors differently when calculating a price. The only way to know whether MetLife or State Farm has the lower rates is to get a comparison quote.

For satisfaction of billing and payment options, State Farm was rated the same as MetLife. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Survey results show that State Farm came in higher than MetLife when ranking consumers ability to get in touch with the company.

Summing it Up

Is it a smart move to choose a company just because it has more stars? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to MetLife, but deciding on a car insurance company should be based on more than consumer ratings.

Keys to Finding the Best Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance