State Farm vs Mercury - Which Car Insurance is Cheaper?

Both State Farm and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like State Farm and Mercury to find the cheapest rate!

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State Farm and Mercury Customer Opinions

  State Farm Ratings Mercury Ratings
Policy Offerings State Farm Policy Offerings Mercury Policy Offerings
Pricing State Farm Pricing Mercury Pricing
Billing and Payment State Farm Billing Mercury Billing
Contacting the Insurer State Farm Support Mercury Support
Overall Satisfaction State Farm Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored higher Mercury on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

State Farm and Mercury Price Comparison

State Farm was rated about the same as Mercury on insurance prices. That doesn't mean that State Farm will always have identical prices on car insurance than Mercury, however. State Farm or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

State Farm vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and State Farm and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or State Farm has the lowest rates is to do an apples-to-apples car insurance comparison.

For satisfaction of billing and payment options, State Farm was rated better than Mercury. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Survey results show that State Farm came in higher than Mercury when ranking consumers ability to get in touch with the company.

Summing it Up

Should you buy from the company with the higher overall rating? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to Mercury, but deciding on a car insurance company should be based on more than consumer ratings.

How to Find the Cheapest Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates
  • Make sure you compare apples-to-apples coverages