State Farm vs Liberty Mutual - Car Insurance Rates Compared

Car insurance from State Farm or Liberty Mutual may be cheap in your area, but it's important to find out if the company's service is as good as their prices. Getting unbiased ratings of car insurance companies can help you make an informed decision and compare companies before making a purchasing decision.

Quickly compare rates from top auto insurance companies like State Farm and Liberty Mutual to find the cheapest rate!

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You can find the lowest car insurance rates in your area simply by clicking the button above and submitting your car insurance information.

Survey Ratings for State Farm and Liberty Mutual

  State Farm Ratings Liberty Mutual Ratings
Policy Offerings State Farm Policy Offerings Liberty Mutual Policy Offerings
Pricing State Farm Pricing Liberty Mutual Pricing
Billing and Payment State Farm Billing Liberty Mutual Billing
Contacting the Insurer State Farm Support Liberty Mutual Support
Overall Satisfaction State Farm Satisfaction Liberty Mutual Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored the same as Liberty Mutual on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

State Farm and Liberty Mutual Price Comparison

State Farm was rated about the same as Liberty Mutual on insurance prices. That doesn't mean that State Farm will always have identical prices on car insurance than Liberty Mutual, however. Finding the best car insurance rate depends entirely upon comparing both State Farm and Liberty Mutual car insurance rates.

State Farm vs Liberty Mutual - Car Insurance Rates Compared

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. State Farm or Liberty Mutual may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, State Farm was rated the same as Liberty Mutual. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. For ease of contacting the insurance company, State Farm ended up better than Liberty Mutual.

Summing it Up

Will you really have a better experience if a company has more stars? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to Liberty Mutual, but deciding on a car insurance company should be based on more than consumer ratings.

Keys to Finding the Best Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid