State Farm vs GEICO - Which Car Insurance is Cheaper?

If State Farm and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like State Farm and GEICO to find the cheapest rate!

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State Farm and GEICO Compared

  State Farm Ratings GEICO Ratings
Policy Offerings State Farm Policy Offerings GEICO Policy Offerings
Pricing State Farm Pricing GEICO Pricing
Billing and Payment State Farm Billing GEICO Billing
Contacting the Insurer State Farm Support GEICO Support
Overall Satisfaction State Farm Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored lower GEICO on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

State Farm and GEICO Price Comparison

State Farm was rated lower than GEICO on insurance prices. That doesn't mean that State Farm will always have worse prices on car insurance than GEICO, however. State Farm may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

State Farm vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. State Farm or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, State Farm was rated the same as GEICO. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Policyholders of State Farm rated the ability to contact the company better than GEICO.

Summing it Up

Do more overall stars really mean a company is good or bad? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to GEICO, but deciding on a car insurance company should be based on more than consumer ratings.

How To Effectively Compare Car Insurance Rates

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Every year, shop your car insurance coverage around to find the lowest rate
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid