State Farm vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both State Farm and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like State Farm and Farmers to find the cheapest rate!

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Comparing State Farm to Farmers

  State Farm Ratings Farmers Ratings
Policy Offerings State Farm Policy Offerings Farmers Policy Offerings
Pricing State Farm Pricing Farmers Pricing
Billing and Payment State Farm Billing Farmers Billing
Contacting the Insurer State Farm Support Farmers Support
Overall Satisfaction State Farm Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored higher Farmers on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings may make it easier for you to package different coverages with the same company.

State Farm and Farmers Price Comparison

State Farm was rated higher than Farmers on insurance prices. That doesn't mean that State Farm will always have lower prices on car insurance than Farmers, however. Getting car insurance rates from both State Farm and Farmers will allow you to make a fair comparison and choose the best deal.

State Farm vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and State Farm and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, State Farm was rated better than Farmers. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Consumers felt that State Farm was easier than Farmers when it comes to being able to contact the company.

Summing it Up

Does a higher overall rating really mean a company is better? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to Farmers, but deciding on a car insurance company should be based on more than consumer ratings.

How to Get the Lowest Car Insurance Rates

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Better credit means lower car insurance rates
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums