State Farm vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from State Farm or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like State Farm and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

State Farm and Encompass Insurance Consumer Ratings

  State Farm Ratings Encompass Insurance Ratings
Policy Offerings State Farm Policy Offerings Encompass Insurance Policy Offerings
Pricing State Farm Pricing Encompass Insurance Pricing
Billing and Payment State Farm Billing Encompass Insurance Billing
Contacting the Insurer State Farm Support Encompass Insurance Support
Overall Satisfaction State Farm Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored higher Encompass Insurance on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

State Farm and Encompass Insurance Price Comparison

State Farm was rated higher than Encompass Insurance on insurance prices. That doesn't mean that State Farm will always have lower prices on car insurance than Encompass Insurance, however. It's critical that you perform a comparison of both State Farm and Encompass Insurance car insurance rates to find out which is lower.

State Farm vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and State Farm and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or State Farm has the lowest car insurance rates is to compare rates now.

For satisfaction of billing and payment options, State Farm was rated better than Encompass Insurance. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. For ease of contacting the insurance company, State Farm ended up better than Encompass Insurance.

Summing it Up

Is it a smart move to choose a company just because it has more stars? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to Encompass Insurance, but deciding on a car insurance company should be based on more than consumer ratings.

Key Tips for Buying Car Insurance Online

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Higher physical damage deductibles mean less premium paid
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Consider packaging your home and auto insurance to save money