State Farm vs Auto-Owners Insurance - Car Insurance Rates Compared

Before insuring your cars with either State Farm or Auto-Owners Insurance, it's important to see what other consumers think of each company. It's difficult for consumers to know what kind of experience they will have with a company before actually being a policyholder, so it's important to know what actual customers experiences have been.

Quickly compare rates from top auto insurance companies like State Farm and Auto-Owners Insurance to find the cheapest rate!

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State Farm and Auto-Owners Insurance Customer Opinions

  State Farm Ratings Auto-Owners Insurance Ratings
Policy Offerings State Farm Policy Offerings Auto-Owners Insurance Policy Offerings
Pricing State Farm Pricing Auto-Owners Insurance Pricing
Billing and Payment State Farm Billing Auto-Owners Insurance Billing
Contacting the Insurer State Farm Support Auto-Owners Insurance Support
Overall Satisfaction State Farm Satisfaction Auto-Owners Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored lower Auto-Owners Insurance on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings may make it easier for you to package different coverages with the same company.

State Farm and Auto-Owners Insurance Price Comparison

State Farm was rated lower than Auto-Owners Insurance on insurance prices. That doesn't mean that State Farm will always have worse prices on car insurance than Auto-Owners Insurance, however. It's important that you compare car insurance rates of both State Farm and Auto-Owners Insurance and not just assume one will be better.

State Farm vs Auto-Owners Insurance - Car Insurance Rates Compared

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. State Farm or Auto-Owners Insurance may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, State Farm was rated the same as Auto-Owners Insurance. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. When it came to being able to contact the insurance company, State Farm was ranked the same as Auto-Owners Insurance.

Summing it Up

Should you buy from the company with the higher overall rating? According to the ratings results shown above, State Farm received an identical overall satisfaction rating as compared to Auto-Owners Insurance, but deciding on a car insurance company should be based on more than consumer ratings.

Consumer Auto Insurance Buying Tips

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid