Shelter Insurance vs GEICO - Which Car Insurance is Cheaper?

If Shelter Insurance and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Shelter Insurance and GEICO to find the cheapest rate!

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Shelter Insurance and GEICO Compared

  Shelter Insurance Ratings GEICO Ratings
Policy Offerings Shelter Insurance Policy Offerings GEICO Policy Offerings
Pricing Shelter Insurance Pricing GEICO Pricing
Billing and Payment Shelter Insurance Billing GEICO Billing
Contacting the Insurer Shelter Insurance Support GEICO Support
Overall Satisfaction Shelter Insurance Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored the same as GEICO on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Shelter Insurance and GEICO Price Comparison

Shelter Insurance was rated about the same as GEICO on insurance prices. That doesn't mean that Shelter Insurance will always have identical prices on car insurance than GEICO, however. Shelter Insurance may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Shelter Insurance vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Shelter Insurance or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, Shelter Insurance was rated the same as GEICO. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Policyholders of Shelter Insurance rated the ability to contact the company better than GEICO.

Making the Right Decision

Do more overall stars really mean a company is good or bad? Shelter Insurance may show more stars than GEICO for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

How To Effectively Compare Car Insurance Rates

  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies