Safeco vs State Farm - Which Car Insurance is Cheaper?

Safeco and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Safeco and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Safeco and State Farm Consumer Ratings

  Safeco Ratings State Farm Ratings
Policy Offerings Safeco Policy Offerings State Farm Policy Offerings
Pricing Safeco Pricing State Farm Pricing
Billing and Payment Safeco Billing State Farm Billing
Contacting the Insurer Safeco Support State Farm Support
Overall Satisfaction Safeco Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Safeco scored lower State Farm on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Safeco and State Farm Price Comparison

Safeco was rated similar to State Farm on the pricing comparison. Will Safeco always have identical car insurance pricing than State Farm? Not necessarily. Finding the best car insurance rate depends entirely upon comparing both Safeco and State Farm car insurance rates.

Safeco vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Safeco or State Farm, or possibly even a different company.

Policyholders rated Safeco fairly equal to State Farm on billing and payment issues. More flexibile plans allow customers to pay their bills in more convenient ways.

Successfully contacting your insurance company in case of a claim is very important. Polled policyholders ranked Safeco lower than State Farm when it comes to being able to contact the company.

Which Company is Right for You?

Do more stars actually guarantee a better insurance experience? Safeco may show fewer stars than State Farm for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Safeco.

Keys to Finding the Best Car Insurance

  • Better drivers pay lower car insurance premiums
  • Make sure you compare apples-to-apples coverages
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies