Progressive vs State Farm - Which Car Insurance is Cheaper?

Progressive and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Progressive and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Progressive and State Farm Consumer Ratings

  Progressive Ratings State Farm Ratings
Policy Offerings Progressive Policy Offerings State Farm Policy Offerings
Pricing Progressive Pricing State Farm Pricing
Billing and Payment Progressive Billing State Farm Billing
Contacting the Insurer Progressive Support State Farm Support
Overall Satisfaction Progressive Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Progressive scored the same as State Farm on policy offerings. That rating factors in the types of coverages offered and additional endorsements and features that can be added to your insurance policy. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Progressive and State Farm Price Comparison

On pricing, Progressive scored similar to State Farm. Does this mean Progressive will always have similar auto insurance pricing as State Farm? Of course not. Finding the best car insurance rate depends entirely upon comparing both Progressive and State Farm car insurance rates.

Progressive vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Progressive or State Farm, or possibly even a different company.

For billing options, Progressive came in about the same as State Farm. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Being able to get in touch with your company at claim time is extremely important. Polled policyholders ranked Progressive lower than State Farm when it comes to being able to contact the company.

How to Choose the Right Insurance Company

Do more stars actually guarantee a better insurance experience? According to the ratings results shown above, Progressive received a lower overall satisfaction rating as compared to State Farm, but deciding on a car insurance company should be based on more than consumer ratings.

Keys to Finding the Best Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • Better drivers pay lower car insurance premiums
  • Better credit means lower car insurance rates