Nationwide vs State Farm - Which Car Insurance is Cheaper?

Nationwide and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Nationwide and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Nationwide and State Farm Consumer Ratings

  Nationwide Ratings State Farm Ratings
Policy Offerings Nationwide Policy Offerings State Farm Policy Offerings
Pricing Nationwide Pricing State Farm Pricing
Billing and Payment Nationwide Billing State Farm Billing
Contacting the Insurer Nationwide Support State Farm Support
Overall Satisfaction Nationwide Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Nationwide scored the same as State Farm on policy offerings. That rating number factors in the different types of policies and coverages that are available from each carrier. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Nationwide and State Farm Price Comparison

Nationwide was rated lower than State Farm on insurance prices. That doesn't mean that Nationwide will always have worse prices on car insurance than State Farm, however. Finding the best car insurance rate depends entirely upon comparing both Nationwide and State Farm car insurance rates.

Nationwide vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Nationwide or State Farm, or possibly even a different company.

Nationwide was rated the same as State Farm on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Polled policyholders ranked Nationwide lower than State Farm when it comes to being able to contact the company.

So Which Company is Better?

Do more stars actually guarantee a better insurance experience? The overall satisfaction rating for Nationwide shows fewer stars than State Farm, but that isn't indicative that it is truly a worse company.

Keys to Finding the Best Car Insurance

  • Better credit means lower car insurance rates
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • If you have an independent insurance agent, have them compare rates with multiple companies