Nationwide vs GEICO - Which Car Insurance is Cheaper?

If Nationwide and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Nationwide and GEICO to find the cheapest rate!

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Nationwide and GEICO Compared

  Nationwide Ratings GEICO Ratings
Policy Offerings Nationwide Policy Offerings GEICO Policy Offerings
Pricing Nationwide Pricing GEICO Pricing
Billing and Payment Nationwide Billing GEICO Billing
Contacting the Insurer Nationwide Support GEICO Support
Overall Satisfaction Nationwide Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Nationwide scored lower GEICO on policy offerings. That rating number factors in the different types of policies and coverages that are available from each carrier. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Nationwide and GEICO Price Comparison

Nationwide was rated lower than GEICO on insurance prices. That doesn't mean that Nationwide will always have worse prices on car insurance than GEICO, however. Nationwide may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Nationwide vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Nationwide or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Nationwide was rated the same as GEICO on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Policyholders of Nationwide rated the ability to contact the company the same as GEICO.

So Which Company is Better?

Do more overall stars really mean a company is good or bad? The overall satisfaction rating for Nationwide shows fewer stars than GEICO, but that isn't indicative that it is truly a worse company.

How To Effectively Compare Car Insurance Rates

  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid