MetLife vs State Farm - Which Car Insurance is Cheaper?

MetLife and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like MetLife and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

MetLife and State Farm Consumer Ratings

  MetLife Ratings State Farm Ratings
Policy Offerings MetLife Policy Offerings State Farm Policy Offerings
Pricing MetLife Pricing State Farm Pricing
Billing and Payment MetLife Billing State Farm Billing
Contacting the Insurer MetLife Support State Farm Support
Overall Satisfaction MetLife Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored the same as State Farm on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

MetLife and State Farm Price Comparison

On pricing, MetLife scored the same as State Farm. This doesn't necessarily mean that MetLife will always have similar car insurance prices as State Farm. Finding the best car insurance rate depends entirely upon comparing both MetLife and State Farm car insurance rates.

MetLife vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be MetLife or State Farm, or possibly even a different company.

For satisfaction of billing and payment options, MetLife was rated the same as State Farm. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. Polled policyholders ranked MetLife lower than State Farm when it comes to being able to contact the company.

Making the Right Decision

Do more stars actually guarantee a better insurance experience? Based on the overall satisfaction ratings shown above, MetLife garnered a worse consumer rating as State Farm, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Keys to Finding the Best Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Make sure you compare apples-to-apples coverages
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies