MetLife vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from MetLife or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like MetLife and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

MetLife and Encompass Insurance Consumer Ratings

  MetLife Ratings Encompass Insurance Ratings
Policy Offerings MetLife Policy Offerings Encompass Insurance Policy Offerings
Pricing MetLife Pricing Encompass Insurance Pricing
Billing and Payment MetLife Billing Encompass Insurance Billing
Contacting the Insurer MetLife Support Encompass Insurance Support
Overall Satisfaction MetLife Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored higher Encompass Insurance on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

MetLife and Encompass Insurance Price Comparison

On pricing, MetLife scored higher than Encompass Insurance. This doesn't necessarily mean that MetLife will always have lower car insurance prices as Encompass Insurance. It's critical that you perform a comparison of both MetLife and Encompass Insurance car insurance rates to find out which is lower.

MetLife vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and MetLife and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or MetLife has the lowest car insurance rates is to compare rates now.

For satisfaction of billing and payment options, MetLife was rated better than Encompass Insurance. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. For ease of contacting the insurance company, MetLife ended up worse than Encompass Insurance.

Making the Right Decision

Is it a smart move to choose a company just because it has more stars? Based on the overall satisfaction ratings shown above, MetLife garnered a similar consumer rating as Encompass Insurance, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Key Tips for Buying Car Insurance Online

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Consider packaging your home and auto insurance to save money