Mercury vs State Farm - Which Car Insurance is Cheaper?

Mercury and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Mercury and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Mercury and State Farm Consumer Ratings

  Mercury Ratings State Farm Ratings
Policy Offerings Mercury Policy Offerings State Farm Policy Offerings
Pricing Mercury Pricing State Farm Pricing
Billing and Payment Mercury Billing State Farm Billing
Contacting the Insurer Mercury Support State Farm Support
Overall Satisfaction Mercury Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Mercury scored lower State Farm on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Mercury and State Farm Price Comparison

On pricing, Mercury scored similar to State Farm. Does this mean Mercury will always have similar pricing on car insurance as State Farm? Of course not. Finding the best car insurance rate depends entirely upon comparing both Mercury and State Farm car insurance rates.

Mercury vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Mercury or State Farm, or possibly even a different company.

Mercury scored lower than State Farm on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. Polled policyholders ranked Mercury lower than State Farm when it comes to being able to contact the company.

Making the Right Decision

Do more stars actually guarantee a better insurance experience? The overall satisfaction rating for Mercury shows fewer stars than State Farm, but that isn't indicative that it is truly a worse company.

Keys to Finding the Best Car Insurance

  • Better credit means lower car insurance rates
  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies