Kemper vs State Farm - Which Car Insurance is Cheaper?

Kemper and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Kemper and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Kemper and State Farm Consumer Ratings

  Kemper Ratings State Farm Ratings
Policy Offerings Kemper Policy Offerings State Farm Policy Offerings
Pricing Kemper Pricing State Farm Pricing
Billing and Payment Kemper Billing State Farm Billing
Contacting the Insurer Kemper Support State Farm Support
Overall Satisfaction Kemper Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Kemper scored lower State Farm on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Kemper and State Farm Price Comparison

Kemper received a similar rating than State Farm on pricing comparison. Will Kemper always have identical car insurance prices than State Farm? Not necessarily. Finding the best car insurance rate depends entirely upon comparing both Kemper and State Farm car insurance rates.

Kemper vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Kemper or State Farm, or possibly even a different company.

Consumers rated Kemper similar to State Farm when it comes to having more flexible billing and payment options.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Polled policyholders ranked Kemper lower than State Farm when it comes to being able to contact the company.

Choosing the Best Insurance Company

Do more stars actually guarantee a better insurance experience? The overall satisfaction rating for Kemper shows fewer stars than State Farm, but that isn't indicative that it is truly a worse company.

Keys to Finding the Best Car Insurance

  • Better credit means lower car insurance rates
  • Make sure you compare apples-to-apples coverages
  • Better drivers pay lower car insurance premiums
  • If you have an independent insurance agent, have them compare rates with multiple companies