GMAC vs State Farm - Which Car Insurance is Cheaper?

GMAC and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like GMAC and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

GMAC and State Farm Consumer Ratings

  GMAC Ratings State Farm Ratings
Policy Offerings GMAC Policy Offerings State Farm Policy Offerings
Pricing GMAC Pricing State Farm Pricing
Billing and Payment GMAC Billing State Farm Billing
Contacting the Insurer GMAC Support State Farm Support
Overall Satisfaction GMAC Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

GMAC scored lower State Farm on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

GMAC and State Farm Price Comparison

GMAC scored similar to State Farm on consumer price ratings. This doesn't mean that GMAC will always have similar pricing on car insurance than State Farm. Finding the best car insurance rate depends entirely upon comparing both GMAC and State Farm car insurance rates.

GMAC vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be GMAC or State Farm, or possibly even a different company.

GMAC scored lower than State Farm on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to get in touch with your company at claim time is extremely important. Polled policyholders ranked GMAC lower than State Farm when it comes to being able to contact the company.

Summing it Up

Do more stars actually guarantee a better insurance experience? The overall satisfaction rating of GMAC shows fewer stars than State Farm, but different consumers have different experiences with the same company.

Keys to Finding the Best Car Insurance

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies