Farmers vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Farmers and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Farmers and Kemper to find the cheapest rate!

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Survey Ratings for Farmers and Kemper

  Farmers Ratings Kemper Ratings
Policy Offerings Farmers Policy Offerings Kemper Policy Offerings
Pricing Farmers Pricing Kemper Pricing
Billing and Payment Farmers Billing Kemper Billing
Contacting the Insurer Farmers Support Kemper Support
Overall Satisfaction Farmers Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored the same as Kemper on policy offerings, which means that Kemper offers about the same coverages or policy types than Farmers. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Farmers and Kemper Price Comparison

Farmers scored worse than Kemper on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Kemper. Farmers or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Farmers vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Farmers but not Kemper, or vice versa.

Farmers scored lower than Kemper on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Farmers was judged to be the same as Kemper when consumers attempted to contact the company.

Choosing the Right Company

Should you buy from the company with the higher overall rating? Farmers may show fewer stars than Kemper for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Consumer Auto Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages
  • Every year, shop your car insurance coverage around to find the lowest rate