Farmers vs GEICO - Which Car Insurance is Cheaper?

If Farmers and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

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Farmers and GEICO Compared

  Farmers Ratings GEICO Ratings
Policy Offerings Farmers Policy Offerings GEICO Policy Offerings
Pricing Farmers Pricing GEICO Pricing
Billing and Payment Farmers Billing GEICO Billing
Contacting the Insurer Farmers Support GEICO Support
Overall Satisfaction Farmers Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored lower GEICO on policy offerings, which means that GEICO offers more coverages or policy types than Farmers. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Farmers and GEICO Price Comparison

Farmers scored worse than GEICO on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than GEICO. Farmers may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Farmers vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Farmers or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Farmers scored lower than GEICO on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Policyholders of Farmers rated the ability to contact the company the same as GEICO.

Choosing the Right Company

Do more overall stars really mean a company is good or bad? Farmers may show fewer stars than GEICO for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

How To Effectively Compare Car Insurance Rates

  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Make sure you compare apples-to-apples coverages
  • Higher physical damage deductibles mean less premium paid
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