Esurance vs State Farm - Which Car Insurance is Cheaper?

Esurance and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Esurance and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Esurance and State Farm Consumer Ratings

  Esurance Ratings State Farm Ratings
Policy Offerings Esurance Policy Offerings State Farm Policy Offerings
Pricing Esurance Pricing State Farm Pricing
Billing and Payment Esurance Billing State Farm Billing
Contacting the Insurer Esurance Support State Farm Support
Overall Satisfaction Esurance Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored the same as State Farm on policy offerings. This simply means that Esurance offers about the same policy types or coverages than State Farm. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Esurance and State Farm Price Comparison

On pricing, Esurance scored similar to State Farm. Does this mean Esurance will always have similar auto insurance pricing as State Farm? Of course not. Finding the best car insurance rate depends entirely upon comparing both Esurance and State Farm car insurance rates.

Esurance vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Esurance or State Farm, or possibly even a different company.

For billing options, Esurance came in worse than State Farm. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. Polled policyholders ranked Esurance lower than State Farm when it comes to being able to contact the company.

Choosing the Right Company

Do more stars actually guarantee a better insurance experience? Since Esurance has a lower rating than State Farm, does that mean it is actually a worse company?

Keys to Finding the Best Car Insurance

  • Make sure you compare apples-to-apples coverages
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better credit means lower car insurance rates