Erie Insurance vs State Farm - Which Car Insurance is Cheaper?

Erie Insurance and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Erie Insurance and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Erie Insurance and State Farm Consumer Ratings

  Erie Insurance Ratings State Farm Ratings
Policy Offerings Erie Insurance Policy Offerings State Farm Policy Offerings
Pricing Erie Insurance Pricing State Farm Pricing
Billing and Payment Erie Insurance Billing State Farm Billing
Contacting the Insurer Erie Insurance Support State Farm Support
Overall Satisfaction Erie Insurance Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Erie Insurance scored higher State Farm on policy offerings. This simply means that Erie Insurance offers more policy types or coverages than State Farm. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Erie Insurance and State Farm Price Comparison

Erie Insurance was rated higher than State Farm on the pricing comparison. Will Erie Insurance always have better car insurance pricing than State Farm? Not necessarily. Finding the best car insurance rate depends entirely upon comparing both Erie Insurance and State Farm car insurance rates.

Erie Insurance vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Erie Insurance or State Farm, or possibly even a different company.

Erie Insurance was rated better than State Farm on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Getting in contact with your car insurance company may be the most important rating to pay attention to. Polled policyholders ranked Erie Insurance higher than State Farm when it comes to being able to contact the company.

Which Company is Right for You?

Do more stars actually guarantee a better insurance experience? Based on the overall satisfaction ratings shown above, Erie Insurance garnered a similar consumer rating as State Farm, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Keys to Finding the Best Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Make sure you compare apples-to-apples coverages
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Consider packaging your home and auto insurance to save money