Encompass Insurance vs State Farm - Which Car Insurance is Cheaper?

Encompass Insurance and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Encompass Insurance and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Encompass Insurance and State Farm Consumer Ratings

  Encompass Insurance Ratings State Farm Ratings
Policy Offerings Encompass Insurance Policy Offerings State Farm Policy Offerings
Pricing Encompass Insurance Pricing State Farm Pricing
Billing and Payment Encompass Insurance Billing State Farm Billing
Contacting the Insurer Encompass Insurance Support State Farm Support
Overall Satisfaction Encompass Insurance Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored lower State Farm on policy offerings. Policy offerings refers to the types of coverages available from each carrier. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Encompass Insurance and State Farm Price Comparison

On pricing, Encompass Insurance scored worse than State Farm. Does this mean Encompass Insurance will always have higher auto insurance pricing as State Farm? Of course not. Finding the best car insurance rate depends entirely upon comparing both Encompass Insurance and State Farm car insurance rates.

Encompass Insurance vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Encompass Insurance or State Farm, or possibly even a different company.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than State Farm. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Polled policyholders ranked Encompass Insurance lower than State Farm when it comes to being able to contact the company.

How to Choose the Best Company

Do more stars actually guarantee a better insurance experience? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as State Farm, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Keys to Finding the Best Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies