Auto-Owners Insurance vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Auto-Owners Insurance and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Auto-Owners Insurance and Kemper to find the cheapest rate!

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Survey Ratings for Auto-Owners Insurance and Kemper

  Auto-Owners Insurance Ratings Kemper Ratings
Policy Offerings Auto-Owners Insurance Policy Offerings Kemper Policy Offerings
Pricing Auto-Owners Insurance Pricing Kemper Pricing
Billing and Payment Auto-Owners Insurance Billing Kemper Billing
Contacting the Insurer Auto-Owners Insurance Support Kemper Support
Overall Satisfaction Auto-Owners Insurance Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Auto-Owners Insurance scored higher Kemper on policy offerings. That rating factors in the types of coverages offered and additional endorsements and features that can be added to your insurance policy. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Auto-Owners Insurance and Kemper Price Comparison

Consumers often compare car insurance based solely on price, and Auto-Owners Insurance came in rated higher than Kemper on pricing. Auto-Owners Insurance will not always have better prices on car insurance than Kemper, however. Auto-Owners Insurance or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Auto-Owners Insurance vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Auto-Owners Insurance but not Kemper, or vice versa.

Auto-Owners Insurance was rated the same as Kemper on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. Auto-Owners Insurance was judged to be better than Kemper when consumers attempted to contact the company.

Which Company is Right for You?

Should you buy from the company with the higher overall rating? The overall satisfaction rating for Auto-Owners Insurance shows more stars than Kemper, but that isn't indicative that it is truly a better company.

Consumer Auto Insurance Buying Tips

  • Better credit means lower car insurance rates
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages
  • Every year, shop your car insurance coverage around to find the lowest rate