Ameriprise vs State Farm - Which Car Insurance is Cheaper?

Ameriprise and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Ameriprise and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Ameriprise and State Farm Consumer Ratings

  Ameriprise Ratings State Farm Ratings
Policy Offerings Ameriprise Policy Offerings State Farm Policy Offerings
Pricing Ameriprise Pricing State Farm Pricing
Billing and Payment Ameriprise Billing State Farm Billing
Contacting the Insurer Ameriprise Support State Farm Support
Overall Satisfaction Ameriprise Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored the same as State Farm on policy offerings. This simply means that Ameriprise offers about the same policy types or coverages than State Farm. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

Ameriprise and State Farm Price Comparison

Ameriprise was rated higher than State Farm on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than State Farm, however. Finding the best car insurance rate depends entirely upon comparing both Ameriprise and State Farm car insurance rates.

Ameriprise vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Ameriprise or State Farm, or possibly even a different company.

Consumers rated Ameriprise higher than State Farm when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. Polled policyholders ranked Ameriprise lower than State Farm when it comes to being able to contact the company.

How to Choose the Right Insurance Company

Do more stars actually guarantee a better insurance experience? According to the ratings results shown above, Ameriprise received an identical overall satisfaction rating as compared to State Farm, but deciding on a car insurance company should be based on more than consumer ratings.

Keys to Finding the Best Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid