American Family vs State Farm - Which Car Insurance is Cheaper?

American Family and State Farm are both solid car insurance companies, but what do consumers have to say about each company? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like American Family and State Farm to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

American Family and State Farm Consumer Ratings

  American Family Ratings State Farm Ratings
Policy Offerings American Family Policy Offerings State Farm Policy Offerings
Pricing American Family Pricing State Farm Pricing
Billing and Payment American Family Billing State Farm Billing
Contacting the Insurer American Family Support State Farm Support
Overall Satisfaction American Family Satisfaction State Farm Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

American Family scored the same as State Farm on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. The more coverages you can choose from means you can get an insurance program that is more tailored to your specific needs.

American Family and State Farm Price Comparison

American Family was rated about the same as State Farm on insurance prices. That doesn't mean that American Family will always have identical prices on car insurance than State Farm, however. Finding the best car insurance rate depends entirely upon comparing both American Family and State Farm car insurance rates.

American Family vs State Farm - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be American Family or State Farm, or possibly even a different company.

For payment options, American Family was rated similar to State Farm. More billing options allows you to pay your bill either more or less frequently.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Polled policyholders ranked American Family lower than State Farm when it comes to being able to contact the company.

Choosing the Best Insurance Company

Do more stars actually guarantee a better insurance experience? Consumer ratings are a good place to start when buying car insurance, but just because American Family earned a worse consumer rating as State Farm, that doesn't mean you will have the identical experience.

Keys to Finding the Best Car Insurance

  • Higher physical damage deductibles mean less premium paid
  • Make sure you compare apples-to-apples coverages
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies