American Family vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both American Family and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like American Family and Farmers to find the cheapest rate!

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Comparing American Family to Farmers

  American Family Ratings Farmers Ratings
Policy Offerings American Family Policy Offerings Farmers Policy Offerings
Pricing American Family Pricing Farmers Pricing
Billing and Payment American Family Billing Farmers Billing
Contacting the Insurer American Family Support Farmers Support
Overall Satisfaction American Family Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

American Family scored higher Farmers on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More policy offerings may make it easier for you to package different coverages with the same company.

American Family and Farmers Price Comparison

American Family was rated higher than Farmers on insurance prices. That doesn't mean that American Family will always have lower prices on car insurance than Farmers, however. Getting car insurance rates from both American Family and Farmers will allow you to make a fair comparison and choose the best deal.

American Family vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and American Family and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For payment options, American Family was rated higher than Farmers. More billing options allows you to pay your bill either more or less frequently.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Consumers felt that American Family was the same as Farmers when it comes to being able to contact the company.

Choosing the Best Insurance Company

Does a higher overall rating really mean a company is better? Consumer ratings are a good place to start when buying car insurance, but just because American Family earned a better consumer rating as Farmers, that doesn't mean you will have the identical experience.

How to Get the Lowest Car Insurance Rates

  • Higher physical damage deductibles mean less premium paid
  • Better credit means lower car insurance rates
  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate