How to Know You're Wasting Money for Auto Insurance in Willard
Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us when we tell you many Willard consumers feel financially strained by their auto insurance policy. Insurance companies such as State Farm, Allstate, GEICO and Progressive increase brand awareness with fancy advertisements and consumers find it hard to sift through the bull and find the best price available.
It's important to take a look at other company's rates every six months because prices are constantly changing. Just because you found the best rates last year there may be better deals available now. There is a lot of bad advice regarding auto insurance on the web, but I'm going to show you some great ways to stop overpaying for insurance.
Are you getting all your discounts?
Companies don't always advertise all their discounts in a way that's easy to find, so the following is a list of both well-publicized and the harder-to-find auto insurance savings. If you aren't receiving every discount possible, you're just leaving money on the table.
- Save over 55 - Older drivers may receive better auto insurance rates.
- Club Memberships - Participating in a civic or occupational organization could qualify you for a break on auto insurance.
- Pay Now and Pay Less - If you pay your bill all at once rather than paying monthly you may reduce your total bill.
- Discount for New Cars - Insuring a new car can save up to 30% compared to insuring an older model.
- Passive Restraints and Air Bags - Factory air bags and/or automatic seat belt systems can qualify for discounts up to 30%.
It's important to note that most of the big mark downs will not be given to all coverage premiums. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Even though it may seem like you could get a free auto insurance policy, you're out of luck.
For a list of companies with discount auto insurance rates in Willard, follow this link.
How to Compare Auto Insurance Quotes in Willard, Ohio
Most major insurance companies allow you to get coverage prices directly from their websites. This process is pretty painless as you just type in the coverages you want as detailed in the form. Once entered, the company's rating system will obtain your driving and credit reports and generates pricing information based on these and other factors. Online quotes helps simplify price comparisons, but the time it takes to visit several different sites and complete many quote forms can be a bit repetitive. But it's very important to have as many quotes as possible in order to find the best price on auto insurance.
There is a better way!
A more efficient way to lower your rates uses one form that gets price quotes from several different companies. The form is fast, eliminates repetitive work, and makes online quotes much more enjoyable and efficient. Immediately after submitting the form, it is rated with multiple companies and you can pick your choice of the quotes that you receive. If one or more price quotes are lower than your current rates, you simply finish the application and buy the new coverage. The entire process can be completed in less than 10 minutes and could lower your rates considerably.
To find out if lower rates are available, click here to open in new window and submit your coverage information. If you have your current policy handy, we recommend that you enter coverages and limits exactly as shown on your declarations page. This helps ensure you will have comparison quotes based on identical coverages.
In the end, you save
When trying to cut insurance costs, it's not a good idea to sacrifice coverage to reduce premiums. There are many occasions where someone sacrificed full coverage and found out when filing a claim that it was a big mistake. Your aim should be to purchase a proper amount of coverage for the lowest price.
Lower-priced auto insurance can be sourced online and also from your neighborhood Willard agents, and you need to price shop both to have the best rate selection. A few companies may not provide online quoting and most of the time these small insurance companies sell through independent agents.