Easy Tips to Pay Less on Whitingham Auto Insurance
Are you overwhelmed by the dozens of auto insurance companies in Whitingham? You're not the only one! Drivers have so many companies to choose from that it can turn into a challenge to find the perfect company for you.
It's important to price shop coverage at least once a year since insurance rates are constantly changing. If you had the lowest price on your last policy there may be better deals available now. Block out anything you think you know about auto insurance because we're going to demonstrate one of the easiest ways to find better coverage at a better price.
Don't pay full price with these discounts
Car insurance companies don't always advertise all their discounts very clearly, so we researched some of the best known and the more hidden ways to save on auto insurance. If you're not getting every credit possible, you're just leaving money on the table.
- Auto/Life Discount - Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
- Drive Less and Save - Keeping the miles down could be rewarded with better rates on cars that stay parked.
- Pay Upfront and Save - If paying your policy premium upfront rather than paying monthly you could save 5% or more.
- New Vehicle Savings - Buying coverage on a new vehicle can save up to 30% since new cars are generally safer.
- Drivers Education - Require your teen driver to complete a driver education course in high school.
- Sign Early and Save - A few companies offer discounts for signing up before your current policy expires. It can save you around 10%.
A little note about advertised discounts, most discount credits are not given the the whole policy. A few only apply to the cost of specific coverages such as collision or personal injury protection. So even though they make it sound like all the discounts add up to a free policy, you won't be that lucky.
For a list of companies with the best auto insurance discounts in Vermont, click this link.
How to Compare Whitingham Auto Insurance Costs
There are multiple methods to compare auto insurance prices but some are less labor-intensive and much quicker. You can waste hours discussing policy coverages with agents in Whitingham, or you can utilize online quoting to get prices fast.
Most car insurance companies are enrolled in a marketplace that enables customers to submit one quote, and each participating company then returns a price quote determined by their information. This system prevents you from having to do quotation requests to each individual auto insurance company.
To submit your quote information now, click here (opens in new window).
One minor caviat to doing it this way is that you can't choose the companies you want to price. So if you want to select specific providers for rate comparison, we put together a list of low cost auto insurance companies in Vermont. View list of Vermont insurance companies.
It's up to you how you get prices quotes, just compare identical deductibles and coverage limits for each price quote. If your comparisons have different values for each quote it will be impossible to truly determine the lowest rate in Whitingham.
A tidy conclusion
When you buy insurance online, make sure you don't sacrifice coverage to reduce premiums. In many instances, an insured dropped liability coverage limits only to discover later that the few dollars in savings costed them thousands. The ultimate goal is to buy enough coverage at an affordable rate.
Cheaper auto insurance is possible on the web in addition to many Whitingham insurance agents, and you need to comparison shop both to have the best chance of lowering rates. There are still a few companies who do not provide online quoting and most of the time these small, regional companies sell through independent agents.
Insureds who switch companies do it for many reasons like delays in paying claims, delays in responding to claim requests, unfair underwriting practices and extreme rates for teen drivers. Regardless of your reason, finding the right auto insurance provider is not as hard as you think.
