7 Tips Guaranteed to Save Money on Car Insurance Costs in Tatamy, PA
Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us, you're not alone. Insurance companies such as GEICO and Progressive persitently shower you with ad campaigns and it is challenging if not impossible to sift through the bull and effectively compare rates to find the best deal.
It's important to get comparison quotes at least once a year since rates are constantly changing. If you had the best deal a few years ago there may be better deals available now. So just block out anything you think you know about car insurance because we're going to show you the proper way to save on car insurance.
How much can you save with these seven discounts?
Car insurance can cost a lot, but companies offer discounts that can drop the cost substantially. Some trigger automatically when you quote, but some must be manually applied prior to getting the savings. If you aren't receiving every discount possible, you're just leaving money on the table.
- Passive Restraints - Vehicles with factory air bags and/or automatic seat belt systems can qualify for discounts up to 30%.
- Military Discounts - Being deployed with a military unit can result in better rates.
- Seat Belt Usage - Buckling up and requiring all passengers to use a seat belt can save up to 15% off your medical payments premium.
- Federal Government Employee - Simply working for the federal government can save as much as 8% with certain companies.
- Multi-policy Discount - When you have multiple policies with one company you may save up to 20% off your total premium.
- 55 and Retired - Older drivers can possibly qualify for a discount up to 10%.
- Anti-lock Brakes - Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
It's important to note that some of the credits will not apply the the whole policy. Most only apply to specific coverage prices like medical payments or collision. So even though they make it sound like you can get free auto insurance, you're out of luck. But any discount will reduce the amount you have to pay.
For a list of providers with the best car insurance discounts in Tatamy, click here.
How to Compare Tatamy Car Insurance Costs
There are several ways to compare car insurance prices but one way is easier and takes less work. You can waste hours driving to insurance companies in Tatamy, or you could use online quoting to get rate comparisons in just a few minutes.
Most car insurance companies participate in a marketplace that allows shoppers to submit one quote, and each company can provide price quotes for coverage. This prevents consumers from doing repetitive form submissions for each company you want a rate for.
To submit your quote information now, click here (opens in new window).
The only downside to comparing rates this way is you cannot specify the companies you will receive quotes from. So if you want to select specific providers to compare rates, we have assembled a list of companies who write car insurance in Pennsylvania. View list of Pennsylvania insurance companies.
However you get your quotes, compare exactly the same coverages on every quote you get. If you use different limits and deductibles on each one you can't possibly determine which rate is truly the best in Tatamy.
A tidy conclusion
You just learned a lot of techniques to get a better price on car insurance. The key concept to understand is the more you quote, the better chance you'll have of finding lower rates. You may even discover the most savings is with a small mutual company. These companies often have lower prices on specific markets compared to the large companies like .
Lower-priced car insurance is definitely available from both online companies in addition to many Tatamy insurance agents, so you should compare both to have the best rate selection. Some insurance providers do not provide online quoting and many times these smaller companies only sell through independent insurance agents.
