10 Guaranteed Tricks to Cut Car Insurance Costs in Shillington

I can't think of a single person who looks forward to paying for car insurance, especially when the cost is way too high. Big companies like GEICO and Progressive persitently shower you with advertising and it is difficult to sift through the bull and take the time to shop coverage around.

It's important to check car insurance prices periodically since rates are constantly changing. Just because you found the best price a few years ago you can probably find a lower rate today. Forget all the misinformation about car insurance because you're about to find out the quickest way to find great coverage at a great price.

If you have a policy now or need new coverage, you can follow these tips to get lower rates and still get good coverage. Buying car insurance in Shillington is quite easy. Pennsylvania drivers only need an understanding of the tricks to get comparison rates on the web.

Shillington car insurance quote

How to Get Shillington Car Insurance Comparison Quotes

Cutting your Shillington car insurance rates is actually quite simple. You just have to take time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished using a couple different methods.

  • The recommended way to get quotes is to use a rate comparison form like this one (opens in new window). This easy form prevents you from having to do separate quotes to each individual car insurance company. Just one form gets you price quotes instantly.
  • A different way to get quotes online requires a trip to the website for each individual company to request a price quote. For instance, let's assume you want to compare , and . To find out each rate you need to go to every website to input your insurance information, which is why most consumers use the first method. To view a list of companies in Shillington, click here.
  • The least recommended method of getting rate comparisons is to drive around to different Shillington agent offices. The internet has reduced the need for local agents unless you prefer the professional guidance only provided by licensed Shillington agents. However, consumers can get the lowest quotes online and still use a local agent and we'll cover that in a bit.

It's up to you which method you use, but be sure to compare exactly the same quote information for each price quote. If you are comparing mixed coverages it will be next to impossible to truly determine the lowest rate in Shillington.

Save big with these ten discounts

Car insurance is not cheap, but there are discounts available that you may not know about. Some discounts apply automatically when you get a quote, but a few need to be manually applied before you will receive the discount. If you aren't receiving every discount you qualify for, you're paying more than you need to.

  • Anti-lock Brake System - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
  • Good Student - A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply up until you turn 25.
  • Memberships - Belonging to a civic or occupational organization is a good way to get lower rates on your policy.
  • Federal Employees - Being employed by or retired from a federal job may qualify you for a discount with certain companies.
  • 55 and Retired - Mature drivers may receive reduced rates.
  • Life Insurance - Larger companies have better rates if you take out auto and life insurance together.
  • Low Mileage - Low mileage vehicles can earn discounted rates on garaged vehicles.
  • Drivers Ed for Students - Have your child take driver's ed class if offered at their school.
  • New Car Discount - Putting insurance coverage on a new car can be considerably cheaper due to better safety requirements for new cars.
  • Discount for Swiching Early - A few companies offer discounts for switching to them before your current expiration date. The savings is around 10%.

It's important to understand that most discount credits are not given to the entire policy premium. The majority will only reduce the cost of specific coverages such as comprehensive or collision. Just because you may think all those discounts means the company will pay you, it doesn't quite work that way. Any qualifying discounts will reduce your overall premium however.

To see a list of providers with discount car insurance rates in Shillington, click here to view.

But I don't know anything about car insurance

When choosing the right insurance coverage for your vehicles, there really is not a "perfect" insurance plan. Each situation is unique so your insurance should reflect that These are some specific questions may help highlight if your situation may require specific advice.

  • Does my insurance cover a custom paint job?
  • Why am I required to buy high-risk coverage?
  • Do I qualify for additional discounts?
  • Am I covered if I drive in a foreign country?
  • Do I need to file an SR-22 for a DUI in Pennsylvania?
  • Do I have coverage for damage caused while driving under the influence?

If you're not sure about those questions but a few of them apply, then you may want to think about talking to an agent. To find an agent in your area, simply complete this short form or click here for a list of car insurance companies in your area. It only takes a few minutes and can provide invaluable advice.

Additional Pennsylvania consumer information

Additional car insurance information can be found on the website for the Pennsylvania Insurance Department through this link. Consumers can find out industry alerts, file complaints about a company, find out which companies have the most complaints, and download brochures.