How to Find Cheap Radnor Auto Insurance

Finding lower premiums on Radnor auto insurance is nearly impossible for beginners to buying insurance online. People have so many choices that it can quickly become a real hassle to find lower rates in Radnor.

Fast and Easy Radnor Auto Insurance Quotes

Cutting your auto insurance rates is actually quite simple. Just take the time comparing rate quotes online from several insurance companies. This can be done in just a few minutes using one of these methods.

  • The recommended way to get quotes is to use a rate comparison form click to view form in new window. This type of form eliminates the need for boring form submissions for each company. Taking the time to complete one form will return quotes from all major companies. Recommended for those who want to invest the least amount of time.
  • A more difficult way to compare rate quotes is to take the time to go to the website of each company and request a quote. For sake of this example, let's say you want rates from , and . You would have to spend time on each company's site and enter your information, which is why the first method is more popular.

    To view a list of companies in Radnor, click here.

However you get your quotes, double check that you are using identical coverages and limits with every price quote. If you enter different deductibles it's impossible to find the best deal in Radnor.

Take advantage of discounts

Car insurance companies do not advertise every discount very clearly, so the following is a list of both well-publicized as well as the least known discounts you could be receiving. If you're not getting every credit available, you're paying more than you need to.

  • Accident Free - Claim-free drivers pay less when compared to bad drivers.
  • Military Rewards - Being deployed with a military unit could mean lower rates.
  • Good Students Pay Less - A discount for being a good student can save 20 to 25%. The good student discount can last until age 25.
  • Paperwork-free - Some insurance companies will discount your bill up to fifty bucks for buying your policy over the internet.
  • Homeowners Pay Less - Simply owning a home can save you money because owning a home demonstrates responsibility.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same company you will save 10% to 20% off each policy.

As a disclaimer on discounts, some of the credits will not apply to the entire cost. Most only cut individual premiums such as comp or med pay. So even though they make it sound like you would end up receiving a 100% discount, auto insurance companies aren't that generous.

To see a list of insurance companies offering auto insurance discounts in Pennsylvania, click here.

Even more information can be read at the Pennsylvania Insurance Department website. Pennsylvania consumers can read industry bulletins, find disaster information, and file complaints about a company.