Tightwads Guide for Saving on Pine Forge Auto Insurance

Are you sick and tired of robbing Peter to pay Paul each month for car insurance? You are in the same boat as millions of other consumers.

Big companies like GEICO and Progressive promote their brand names with ads and it is difficult to sift through the bull and take the time to shop coverage around.

It's important to check auto insurance prices once or twice a year because insurance rates are constantly changing. If you had the best rates last year you can probably find a lower rate today. You'll find quite a bit of inaccurate information about auto insurance online but we're going to give you some great ways to find affordable auto insurance.

If you are paying for car insurance now, you should be able to reduce your rates substantially using this information. Finding affordable coverage in Pine Forge is not that difficult. Although Pennsylvania drivers do need to know the way companies market on the web.

Pine Forge auto insurance quote

Fast and Easy Pine Forge Auto Insurance Quotes

There are several ways you can shop for auto insurance and some are more efficient than others. You can spend countless hours talking about coverages with agents in Pine Forge, or you can stay home and use the web to get rate comparisons in just a few minutes.

The majority of car insurance companies participate in an industry program that allows shoppers to submit one quote, and at least one company can give them a price determined by their information. This system prevents you from having to do quote requests for each company you want a rate for.

To submit your quote information now, click to open in new window.

The one disadvantage to using this type of system is you can't choose the providers you want to price. So if you want to select specific insurance companies for rate comparison, we put together a list of the cheapest auto insurance companies in Pennsylvania. View list of Pennsylvania insurance companies.

It's up to you how you get prices quotes, just double check that you are using exactly the same coverages on every quote. If your comparisons have different limits and deductibles on each one it will be very difficult to make a fair comparison in Pine Forge. Having just a slight variation in coverages can make a big difference in price. It's important to know that quoting more will improve the odds of getting lower pricing.

How much can you save with discounts?

Car insurance is not cheap, but there are discounts available that can drop the cost substantially. Certain discounts will be applied when you complete an application, but some may not be applied and must be asked for before they will apply.

  • Theft Prevention System - Vehicles equipped with anti-theft or alarm systems help deter theft and therefore earn up to a 10% discount.
  • Drivers Ed for Students - Have your child take driver's ed class in high school.
  • Seat Belts Save more than Lives - Buckling up and requiring all passengers to use their safety belts can save up to 15% off the personal injury premium cost.
  • Accident Free - Claim-free drivers pay less compared to bad drivers.
  • Defensive Driving Course - Taking part in a course in driver safety could save 5% or more and easily recoup the cost of the course.
  • Passive Restraints and Air Bags - Vehicles with factory air bags can qualify for discounts of 20% or more.
  • Discount for New Cars - Buying coverage on a new vehicle can be considerably cheaper due to better safety requirements for new cars.

A little note about advertised discounts, most discount credits are not given to the entire cost. A few only apply to the price of certain insurance coverages like comprehensive or collision. Just because it seems like having all the discounts means you get insurance for free, you won't be that lucky. Any amount of discount will reduce the amount you have to pay.

To see a list of providers with the best auto insurance discounts in Pine Forge, click this link.

More Pennsylvania auto insurance information

Additional information can be read on the website for the Pennsylvania Insurance Department. Click here for link. Pennsylvania consumers can read consumer alerts, download brochures, find a variety of consumer forms, and read industry bulletins.