Tightwads Instructions on Saving on Oakes Auto Insurance

Overpriced auto insurance can take a big chunk out of your savings account, especially in this economy. Shopping your coverage around is a great way to slash your bill and have more diposable income.

Lots of contend to insure your vehicles, and because of this it can be hard to compare to find the lowest rate

compare Oakes auto insurance rates

Low Cost Oakes Auto Insurance

Most companies such as State Farm, Allstate and GEICO allow you to get price estimates online. Getting online quotes is quite simple as you simply type in your coverage information as detailed in the form. When the form is submitted, their system will obtain your driving record and credit report and returns a price based on many factors. Online price quotes streamlines rate comparisons, but having to visit several different sites and enter the same data into a form is repetitive and time-consuming. But it's very important to get many rate quotes in order to find the best price on auto insurance.

A quicker way to locate the lowest prices requires only one form that gets prices from many companies. The form is fast, requires less work, and makes quoting online a little more enjoyable. After sending the form, it is rated and you can choose any of the quotes returned. If one or more price quotes are lower than your current rates, it's easy to complete the application and buy the policy. The entire process can be completed in a matter of minutes and may save quite a bit of money.

To quickly find out if lower rates are available, click here to open in new window and fill out the form. If you have coverage now, it's recommended you input the coverages as shown on your current policy. This ensures you will receive rate comparison quotes for similar insurance coverage.

Are you getting all your discounts?

Auto insurance companies don't always advertise every discount in an easy-to-find place, so we researched some of the best known and the harder-to-find discounts you could be receiving.

  • Payment Discounts - By paying your policy upfront instead of paying each month you could save up to 5%.
  • New Vehicle Savings - Insuring a new car can be considerably cheaper since new cars are generally safer.
  • Passive Restraints and Air Bags - Cars that have air bags or automatic seat belts can get savings up to 30%.
  • Lower Rates for Military - Being deployed with a military unit could mean lower rates.
  • Claim Free - Drivers who don't have accidents pay much less when compared to bad drivers.

Keep in mind that some credits don't apply to the overall cost of the policy. Some only reduce the price of certain insurance coverages like liability and collision coverage. Just because you may think all the discounts add up to a free policy, it just doesn't work that way.

To see a list of insurance companies offering auto insurance discounts in Oakes, click here.

Tailor your coverage to you

When choosing the best auto insurance coverage for your personal vehicles, there is no single plan that fits everyone. Every insured's situation is different and your policy should reflect that. For instance, these questions may help you determine whether you might need an agent's assistance.

  • What can I do if my company won't pay a claim?
  • Should I file a claim if it's only slightly more than my deductible?
  • Can I rate high risk drivers on liability-only vehicles?
  • Am I covered when delivering products for my home-based business?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Are rental cars covered under my policy?
  • Is my dog or cat covered if injured in an accident?
  • Should I rate my vehicle as pleasure use or commute?

If you can't answer these questions, you might consider talking to an insurance agent. If you don't have a local agent, complete this form or you can also visit this page to select a carrier

More sites with auto insurance information

Additional detailed information is located at the North Dakota Insurance Department website. North Dakota drivers can view a list of available companies, read enforcement actions against agents and companies, file complaints about a company, and find disaster information.