Tightwads Tips for Saving on Northumberland Auto Insurance

Are you tired of paying out the nose each month for car insurance? Your situation is no different than many other Pennsylvania drivers.

Drivers have multiple to pick from, and although it's nice to have a selection, it can be more challenging to compare rates.

It's important to compare prices once or twice a year because prices are constantly changing. Despite the fact that you may have had the lowest rates last year other companies may now be cheaper. So forget all the misinformation about auto insurance because you're going to get a crash course in the tricks you need to know to find lower rates on auto insurance.

How to Compare Auto Insurance Costs in Northumberland

The are a couple different ways of comparing rates and find the best price. The best method to compare insurance prices is to get quotes online. This can be done in a couple of different ways.

  • The easiest and least time consuming way to compare a lot of rates at once is a comparison rater form click to view form in new window. This easy form keeps you from doing separate forms for each company you want a rate for. Taking the time to complete one form will get you rate comparisons from several companies.
  • A slightly less efficient method to shop for auto insurance online requires you to visit each company website and fill out their own quote form. For example, let's assume you want rates from , and . To get each rate you have to visit each site and enter your policy data, which is why the first method is more popular. For a list of links to companies insuring cars in Northumberland, click here.
  • The least recommended way to get comparison rates is to drive around to insurance agents' offices. Buying insurance online has reduced the need for local agents unless you require the professional advice that only a license agent can provide. However, consumers can get prices online but buy from a local insurance agent. We'll cover that shortly.

It's your choice how you get your quotes, but double check that you are using identical coverage information for each comparison quote. If you have unequal deductibles or liability limits it's impossible to determine the lowest rate in Northumberland. Quoting even small variations in limits may cause a big price difference. It's important to know that obtaining a wide range of quotes helps you find the best offered rates.

Pennsylvania auto insurance

Final considerations

We covered many tips how you can shop for auto insurance online. The most important thing to understand is the more you quote, the better your comparison will be. Drivers may discover the biggest savings come from some of the lesser-known companies. They can often insure niche markets at a lower cost compared to the large companies like .

As you prepare to switch companies, make sure you don't skimp on critical coverages to save a buck or two. There have been many cases where an insured dropped uninsured motorist or liability limits only to regret that the small savings ended up costing them much more. Your goal should be to find the BEST coverage at a price you can afford, not the least amount of coverage.