Tightwads Guide to Saving on Newark Auto Insurance

Having to pay for overpriced auto insurance can empty your savings account and put a big crunch on your finances. Comparison shopping is a great way to help make ends meet. Having so many different company options, it can be challenging to pick the cheapest provider.

Finding affordable coverage in Newark is not that difficult. If you have a current auto insurance policy or need new coverage, you can follow these tips to get lower rates and possibly find even better coverage. Delaware consumers only need to know the tricks to compare rates over the internet.

Free Quotes for Auto Insurance in Newark, Delaware

Lowering your auto insurance rates is actually quite simple. Consumers just need to take the time comparing rates online from several insurance companies. This can be accomplished using a couple different methods.

  • The easiest and least time consuming way to get quotes is a comparison rater form (click to open form in new window). This type of form eliminates the need for repetitive form submissions for every auto insurance company. One form gets you price quotes from multiple companies.
  • A more difficult way to shop for auto insurance online requires visiting the website of each company and request a quote. For instance, let's assume you want comparison quotes from , and . To get rate quotes you would need to go to every website and enter your policy data, which is why the first method is more popular.

    For a list of links to companies insuring cars in Newark, click here.
  • The most time-consuming way to get comparison rates is to drive around to local Newark insurance agencies. The internet has reduced the need for local agents unless you require the trained guidance of a local Newark agent. It is possible to get prices online but buy from a local insurance agent. We'll cover that shortly.

Whichever method you choose, make darn sure you compare apples-to-apples quote information with every price quote. If your comparisons have mixed coverages it will be impossible to find the best deal in Newark.

Insurance agents can help

When choosing the right insurance coverage for your personal vehicles, there really is no cookie cutter policy. Everyone's needs are different and your policy should reflect that. For example, these questions may help you determine whether your personal situation may require specific advice.

  • Why am I required to get a high-risk car insurance policy?
  • Why does it cost so much to insure a teen driver in Newark?
  • Does my policy cover me when driving someone else's vehicle?
  • Why am I required to buy high-risk coverage?
  • When do I need to add a new car to my policy?
  • Do I need to file an SR-22 for a DUI in Delaware?
  • Should I buy additional glass protection?
  • Should I rate my vehicle as pleasure use or commute?

If you can't answer these questions but you think they might apply to your situation then you might want to talk to an agent. To find an agent in your area, fill out this quick form or you can also visit this page to select a carrier It only takes a few minutes and can help protect your family.

A tidy conclusion

While you're price shopping online, don't be tempted to skimp on critical coverages to save a buck or two. There are too many instances where drivers have reduced physical damage coverage only to regret at claim time they didn't purchase enough coverage. Your strategy should be to buy enough coverage at a price you can afford while still protecting your assets.

The cheapest auto insurance can be sourced online and with local Newark insurance agents, and you should be comparing both to have the best rate selection. Some companies do not offer the ability to get a quote online and these regional insurance providers work with independent agents.