Consumer Tested Strategies to Save on New Rockford Auto Insurance

Have you had enough of trying to scrape together enough money each month for car insurance? You're in the same situation as many other North Dakota consumers.

Having so many auto insurance companies to choose from, it is hard for the average consumer to pick the best provider.

auto insurance in New Rockford

How to Compare Auto Insurance Costs in New Rockford

There are several ways you can shop for auto insurance but there is one way that is less time-consuming than others. You can spend countless hours talking to agents in New Rockford, or you can stay home and use the internet to get the quickest rates.

The majority of car insurance companies are enrolled in a marketplace that allows shoppers to submit one quote, and every company provides a quote based on that information. This prevents consumers from doing form submissions to each individual auto insurance company. To submit your quote information now, click to open in new window.

The only drawback to using this type of form is that you can't choose the providers to get pricing from. So if you want to select specific insurance companies for rate comparison, we have assembled a list of the cheapest auto insurance companies in North Dakota. Click here for list of insurance companies in North Dakota.

Whichever method you choose, double check that you are using apples-to-apples coverage limits and deductibles with each company. If the quotes have different liability limits you will not be able to make an equal comparison in New Rockford. Slightly different limits may result in large price differences. It's important to know that comparing more company's prices provides better odds of finding the best rates.

Be sure to get all your discounts

Companies do not advertise all available discounts very well, so we break down some of the best known and the harder-to-find discounts you could be receiving.

  • Fewer Miles Equal More Savings - Driving fewer miles can earn a substantially lower rate.
  • Lower Rates for Military - Being deployed with a military unit could mean lower rates.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and will save you 10% or more.
  • Theft Prevention System - Vehicles with anti-theft systems are stolen less frequently and therefore earn up to a 10% discount.
  • Driver's Ed - Have your child enroll in driver's education in school.

Keep in mind that some credits don't apply to the entire cost. Most only reduce the price of certain insurance coverages like liability and collision coverage. So when the math indicates having all the discounts means you get insurance for free, it just doesn't work that way.

To see a list of insurers offering auto insurance discounts in North Dakota, click here.

More North Dakota auto insurance information

Additional detailed information can be found at the North Dakota Insurance Department website. North Dakota drivers can find disaster information, view a list of available companies, find out industry alerts, and read consumer alerts.

Additional helpful sites include this page for auto insurance prices in North Dakota and this page of New Rockford insurance agents.