10 Guaranteed Methods to Slash Car Insurance Costs in Marietta, PA

Did you fall for a flashy sales pitch and buy an underperforming, overpriced car insurance policy? Believe me when I say you're not the only one.

Numerous battle for your hard-earned dollar, so it can be very hard to choose a and uncover the absolute lowest price

If you currently have car insurance, you will most likely be able to reduce your rates substantially using this strategy. Finding the best rates in Marietta is quite easy. Nevertheless, Pennsylvania car owners do need to know how the larger insurance companies sell online.

compare Marietta car insurance rates

Compare the Market for Car Insurance in Marietta

All major car insurance companies such as State Farm, Allstate and GEICO quote coverage prices directly from their websites. Getting quotes is pretty painless as you simply type in the coverage amounts you desire as detailed in the form. After the form is submitted, their rating system will obtain information on your driving record and credit history and returns a price quote. Quoting online helps simplify price comparisons, but the process of having to visit multiple sites and type in the same information can get tiresome after awhile. But it's very important to perform this step if you are searching for better car insurance pricing.

There is an easier way!

The preferred way to find better car insurance pricing is to use a quote form that gets prices from several companies at one time. The form is fast, requires much less work on your part, and makes price shopping online much more enjoyable. Immediately after you send the form, it is quoted with multiple companies and you can pick any of the resulting price quotes.

If you find a better price you can click and sign and buy the new coverage. It can be completed in less than 10 minutes and can result in significant savings.

To find out what other companies charge, click here to open in new window and complete the simple form. If you have your current policy handy, we recommend you duplicate exactly as they are listed on your policy. This makes sure you will get a rate comparison for the exact same coverage.

These ten discounts can lower your rates

Insuring your fleet can be pricey, but you can get discounts that you may not know about. Certain discounts will be triggered automatically at quote time, but some may not be applied and must be asked about in order for you to get them.

  • Student Driver Training - Cut your cost by having your teen driver successfully complete driver's ed class if offered at their school.
  • Low Mileage Discounts - Low mileage vehicles could qualify for discounted rates on garaged vehicles.
  • Organization Discounts - Belonging to certain professional organizations is a good way to get lower rates when shopping for car insurance.
  • Multiple Cars - Buying coverage for all your vehicles with the same company can get a discount on all vehicles.
  • Anti-lock Brake System - Vehicles equipped with ABS or steering control can avoid accidents and therefore earn up to a 10% discount.
  • 55 and Retired - If you're over the age of 55, you may receive better car insurance rates.
  • No Accidents - Drivers with accident-free driving histories pay less when compared to accident-prone drivers.
  • Discount for Good Grades - This discount can save 20 to 25%. The good student discount can last up until you turn 25.
  • Federal Government Employee - Employees or retirees of the government can earn a discount up to 10% with a few car insurance companies.
  • Pay Now and Pay Less - If you pay your entire premium ahead of time instead of making monthly payments you may reduce your total bill.

It's important to understand that most discounts do not apply the the whole policy. Most only apply to specific coverage prices like liability and collision coverage. So even though it sounds like you would end up receiving a 100% discount, it doesn't quite work that way. Any qualifying discounts will cut the cost of coverage.

To choose insurance companies with discount car insurance rates in Marietta, click here to view.

Are you falling for claims of savings?

Car insurance providers like State Farm, Allstate and GEICO consistently run ads on television and other media. They all make an identical promise of big savings if you change to their company. How do they all make the same claim? It's all in the numbers.

Different companies are able to cherry pick for the driver that makes them money. A good example of a driver they prefer could be between the ages of 40 and 55, has no tickets, and drives less than 10,000 miles a year. Any new insured who meets those qualifications is entitled to the best price and as a result will probably cut their rates substantially.

Potential insureds who are not a match for the "perfect" profile will be quoted more money and ends up with business going elsewhere. The ads state "customers who switch" not "everybody who quotes" save that much. That's the way insurance companies can confidently advertise the way they do.

This emphasizes why you need to get as many quotes as possible. It's just too difficult to predict which car insurance company will provide you with the cheapest rates.

Additional car insurance information can be read on the website for the Pennsylvania Insurance Department found here. Consumers can view a list of available companies, find disaster information, find out which companies have the most complaints, and report car insurance fraud.

car insurance in Marietta

Affordable insurance is out there

Low-cost car insurance can be sourced from both online companies and also from your neighborhood Marietta agents, so you should be comparing quotes from both in order to have the best chance of saving money. Some car insurance companies may not provide online price quotes and these small insurance companies work with independent agents.

As you go through the steps to switch your coverage, never reduce coverage to reduce premium. There have been many situations where an insured dropped full coverage and found out when filing a claim that the savings was not a smart move. The proper strategy is to buy a smart amount of coverage at the best price while still protecting your assets.