Free Guide to Cutting Costs on Mapleton Auto Insurance Online

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me, there are many Mapleton consumers feeling the pinch from expensive auto insurance. Because there are so many options when it comes to auto insurance, it can be diffult for consumers to choose the cheapest insurance company.

It's important to compare rates every six months because insurance rates are constantly changing. Despite the fact that you may have had the lowest rates last year there may be better deals available now. So block out anything you think you know about auto insurance because you're about to learn the tricks you need to know to properly buy coverages and cut your premium.

North Dakota auto insurance

Are you getting all your discounts?

Car insurance companies don't always advertise every available discount very well, so we break down both well-publicized and the more hidden auto insurance savings. If you don't get every credit possible, you're just leaving money on the table.

  • Discount for Good Grades - Getting good grades can get you a discount of up to 25%. This discount can apply well after school through age 25.
  • Multiple Vehicles - Buying coverage for multiple vehicles on one policy could earn a price break for each car.
  • Discount for New Cars - Buying coverage on a new vehicle can save up to 30% since new cars are generally safer.
  • Air Bag Discount - Vehicles with factory air bags and/or automatic seat belt systems can receive discounts of 20% or more.
  • Driver Safety - Completing a course in driver safety could possibly earn you a 5% discount depending on where you live.
  • Multi-policy Discount - When you have multiple policies with one insurance company you may save up to 20% off your total premium.

A little note about advertised discounts, most of the big mark downs will not be given to all coverage premiums. Some only reduce the cost of specific coverages such as medical payments or collision. So even though it sounds like you can get free auto insurance, you won't be that lucky.

For a list of providers who offer auto insurance discounts in North Dakota, follow this link.

How to Compare Auto Insurance Quotes in Mapleton, North Dakota

Most major insurance companies provide prices online. Getting online rates is quite easy as you simply enter the coverages you want as detailed in the form. Once entered, the company's rating system will obtain information on your driving record and credit history and returns a price. This simplifies rate comparisons, but having to visit many different websites and complete many quote forms can be a bit tiresome and repetitive. But it's very important to compare as many rates as possible if you want to find the best price on auto insurance.

Quote rates the easy way

A more efficient way to lower your rates uses one simple form that analyzes rates from several companies at one time. The form is fast, requires much less work on your part, and makes comparison shopping a little more enjoyable. After sending your information, it gets priced and you can select any or none of the quotes that you receive. If the quotes result in lower rates, it's easy to complete the application and buy the new coverage. The whole process takes less than 15 minutes and you will find out if you're overpaying now.

To save time and find out if lower rates are available, click here to open in new window and enter your information. To compare your current rates, we recommend you replicate coverages and limits as close as possible to your current policy. This helps ensure you are getting rate quotes based on identical coverages.

In the end, you save

In this article, we presented many ways to get a better price on auto insurance. The most important thing to understand is the more you quote, the better your comparison will be. You may even find the biggest savings come from an unexpected company. These companies may cover specific market segments cheaper than the large multi-state companies such as .

Cheaper auto insurance can be bought online and also from your neighborhood Mapleton agents, and you should be comparing both in order to have the best chance of saving money. There are still a few companies who may not provide online quoting and many times these regional insurance providers only sell through independent insurance agents.

As you prepare to switch companies, don't be tempted to sacrifice coverage to reduce premiums. There have been many cases where someone sacrificed uninsured motorist or liability limits only to regret that the small savings ended up costing them much more. Your goal should be to find the BEST coverage at an affordable rate, not the least amount of coverage.