6 Discounts Kentwood Shoppers Forget when Buying Car Insurance

Price shopping your Kentwood car insurance is difficult for people who are new to buying insurance online. People have so many options that it can easily become a real challenge to find lower rates in Kentwood.

car insurance in Kentwood

These six discounts can lower your rates

Insurance can be prohibitively expensive, but there are discounts available to help offset the cost. Certain discounts will be applied when you purchase, but a few need to be specifically requested before being credited.

  • Military Rewards - Being deployed with a military unit can result in better rates.
  • Accident Free - Claim-free drivers can save substantially when compared with frequent claim filers.
  • Pay Upfront and Save - By paying your policy upfront rather than paying monthly you can actually save on your bill.
  • More Vehicles More Savings - Buying coverage for multiple cars or trucks on one policy can get a discount on all vehicles.
  • Auto/Home Discount - When you have multiple policies with one insurance company you will save up to 20% off your total premium.
  • Good Students Pay Less - Getting good grades can get you a discount of up to 25%. This discount can apply up to age 25.

Keep in mind that some credits don't apply to the entire cost. Most cut specific coverage prices like liability and collision coverage. Even though it may seem like all the discounts add up to a free policy, it just doesn't work that way. But any discount will cut the cost of coverage.

For a list of insurers with the best car insurance discounts in Kentwood, click here.

Comparison of Car Insurance in Kentwood

Most major insurance companies such as 21st Century, Allstate and State Farm allow you to get prices for coverage online. Getting quotes is fairly straightforward as you just enter as detailed in the form. Once entered, the system will obtain your credit score and driving record and quotes a price.

Quoting online makes comparing rates easy, but having to visit different websites and fill out multiple forms is repetitive and time-consuming. But it's very important to do this in order to find better car insurance pricing.

A more efficient way to lower your car insurance bill is to use a quote form that gets prices from more than one company. The form is fast, reduces the work, and makes quoting online a lot less work. After your information is entered, it is rated and you are able to buy any of the quotes that you receive.

If you find a better price it's easy to complete the application and purchase the new policy. The entire process takes 15 minutes at the most and may save quite a bit of money.

To find out what other companies charge, click here to open in new window and complete the simple form. If you currently have coverage, we recommend you input the coverages as shown on your current policy. This helps ensure you will receive a price comparison based on identical coverages.

Final considerations

Affordable car insurance is possible both online and with local Kentwood insurance agents, and you should compare price quotes from both in order to have the best price selection to choose from. Some companies do not offer online quoting and usually these regional insurance providers provide coverage only through local independent agents.

Drivers who switch companies do it for a variety of reasons including delays in responding to claim requests, high rates after DUI convictions, extreme rates for teen drivers and lack of trust in their agent. Regardless of your reason for switching companies, finding a new car insurance company is not as hard as you think.

While you're price shopping online, never sacrifice coverage to reduce premiums. There are a lot of situations where an accident victim reduced physical damage coverage only to regret at claim time they didn't purchase enough coverage. The proper strategy is to purchase plenty of coverage at the best price while not skimping on critical coverages.