Tightwads Tips for Saving on Kensington Auto Insurance
Are you tired of scraping the payment together each month for car insurance? Your situation is no different than many other Ohio drivers. Drivers have multiple to buy insurance from, and although it's nice to have a choice, it can be more challenging to compare rates.
How much can you save with discounts?
Companies do not list all available discounts very clearly, so we researched both the well known as well as the least known savings tricks you should be using. If you're not getting every credit available, you're just leaving money on the table.
- Club Memberships - Being a member of a qualifying organization is a good way to get lower rates when buying auto insurance.
- Employee of Federal Government - Simply working for the federal government may qualify you for a discount depending on your company.
- Theft Prevention System - Cars that have factory anti-theft systems prevent vehicle theft and will save you 10% or more.
- Paperless Signup - A handful of insurance companies may give you up to $50 just for signing your application over the internet.
- Senior Citizens - Older drivers may qualify for better auto insurance rates.
It's important to note that most discounts do not apply to the entire cost. A few only apply to individual premiums such as physical damage coverage or medical payments. So despite the fact that it appears all those discounts means the company will pay you, you're out of luck.
For a list of insurers offering auto insurance discounts in Ohio, click here to view.
Cheap Kensington Auto Insurance Comparisons
Comparing auto insurance rates can be a daunting task if you don't know the easiest way. You can waste hours discussing policy coverages with insurance agencies in Kensington, or you could save time and use online quoting to achieve your goal.
Most car insurance companies enroll in a system that allows shoppers to complete one form, and each company returns a rated price determined by their information. This saves time by eliminating quotation requests for each company you want a rate for. To submit your quote information now, click here (opens in new window).
One minor caviat to getting quotes like this is you are unable to specify the companies you want pricing from. So if you prefer to pick specific insurance companies to compare, we have assembled a list of auto insurance companies in Ohio. Click here for list of insurance companies in Ohio.
It's your choice how you get your quotes, but ensure you're using identical coverage limits and deductibles for every quote you compare. If your comparisons have different liability limits it's impossible to determine the best price in Kensington.
A tidy conclusion
Lower-priced auto insurance can be found both online and also from your neighborhood Kensington agents, and you need to price shop both so you have a total pricing picture. There are still a few companies who may not provide online quoting and usually these small, regional companies provide coverage only through local independent agents.
When you buy insurance online, never sacrifice coverage to reduce premiums. In too many instances, an accident victim reduced liability coverage limits only to discover later that the few dollars in savings costed them thousands. Your focus should be to buy enough coverage at a price you can afford while not skimping on critical coverages.