Proven Ways to Save on Jefferson Car Insurance

Are you sick and tired of robbing Peter to pay Paul each month for car insurance? You are in the same boat as many other Pennsylvania drivers. Online insurance companies like GEICO and Progressive persitently shower you with fancy advertisements and it is challenging if not impossible to sift through the bull and effectively compare rates to find the best deal.

It's important to compare prices once or twice a year since rates are constantly changing. Just because you had the best rates a year ago you can probably find a lower rate today. You'll find quite a bit of inaccurate information about car insurance online but we're going to give you some great ways to find affordable car insurance.

Jefferson car insurance quote

Fast and Easy Jefferson Car Insurance Quotes

There are several ways you can shop for car insurance but one way is less labor-intensive and much quicker. You can spend countless hours talking about coverages with agents in Jefferson, or you could use the internet to get rate comparisons in just a few minutes.

The majority of car insurance companies belong to a marketplace that allows shoppers to submit one quote, and each participating company can give them a price based on the submitted data. This eliminates the need for quote requests to each individual car insurance company. To submit your quote information now, click to open in new window.

The one disadvantage to doing it this way is you can't choose the providers you want to price. So if you want to select specific providers for rate comparison, we put together a list of companies who write car insurance in Pennsylvania. Click here for list of insurance companies in Pennsylvania.

Which method you use is up to you, but double check that you are using exactly the same coverages and limits for each price quote. If you enter different deductibles you can't possibly truly determine the lowest rate in Jefferson.

Be sure to get all your discounts

Car insurance is not cheap, but discounts can save money and there are some available that you may not even be aware of. Certain discounts will be applied when you get a quote, but some may not be applied and must be specifically requested before you will receive the discount. If you aren't receiving every discount available, you're paying more than you need to.

  • Anti-theft Discount - Anti-theft and alarm systems help deter theft and earn discounts up to 10%.
  • Lower Rates for Military - Having a deployed family member could mean lower rates.
  • Passive Restraints - Vehicles with factory air bags can qualify for discounts of 20% or more.
  • Employee of Federal Government - Being employed by or retired from a federal job can save as much as 8% with certain companies.
  • Multi-car Discount - Buying insurance for more than one vehicle on the same car insurance policy can get a discount on all vehicles.
  • One Accident Forgiven - A handful of insurance companies allow you one accident before raising your premiums if you are claim-free prior to the accident.

As a disclaimer on discounts, most credits do not apply to the entire cost. Most only cut specific coverage prices like comprehensive or collision. Just because you may think you can get free auto insurance, car insurance companies aren't that generous. Any amount of discount will reduce the amount you have to pay.

To see a list of providers offering car insurance discounts in Jefferson, follow this link.

Additional information can be read on the website for the Pennsylvania Insurance Department found here. Consumers can read consumer alerts, find disaster information, find out industry alerts, and download brochures.