6 Tricks Guaranteed to Save Money on Car Insurance Costs in Holland

Searching for cheap Holland car insurance on the internet can be problematic for consumers new to comparison shopping online. With a ridiculous number of insurance companies available, how can you possibly compare the different rates to find the best price?

It's important to do rate comparisons on a regular basis since rates are constantly changing. If you had the lowest rates two years ago you can probably find a lower rate today. So ignore everything you know about car insurance because we're going to show you the tricks you need to know to remove unneeded coverages and save money.

Pennsylvania car insurance

How to Lower Your Car Insurance Cost in Holland, Pennsylvania

There are several ways to get quotes from local Holland car insurance companies. The best method to compare insurance prices is to get quotes online. This can be done using a couple different methods.

  • The recommended way to get the best comparison quotes is to use a rate comparison form (click to open form in new window). This method eliminates the need for multiple quote forms for every car insurance company. One form submission gets you coverage quotes from multiple low-cost companies. This is by far the quickest method.
  • A more time consuming way to get quotes online consists of going to each company website and fill out their own quote form. For example, let's assume you want comparison quotes from , and . To get rate quotes you would need to visit each site to enter your coverage information, which is why the first method is more popular.

    To view a list of companies in Holland, click here.
  • The least efficient way of comparing rate quotes is to waste gas driving to insurance agents' offices. The internet has reduced the need for local agents unless you require the professional advice of a local Holland agent. You can, however, get the lowest quotes online and still use a local agent and we'll cover that in a bit.

Whichever way you use, ensure you are comparing apples-to-apples coverages for every quote you compare. If you have different limits and deductibles on each one it's not possible to determine the best price in Holland. Just a small difference in limits can mean a large discrepancy in price. Just remember that more quotes provides better odds of finding lower pricing.

Save big with these six discounts

Auto insurance companies don't always advertise every available discount very well, so we break down both the well known as well as the least known car insurance savings.

  • Good Student Discount - A discount for being a good student can get you a discount of up to 25%. This discount can apply up to age 25.
  • Own a Home - Being a homeowner may trigger a car insurance policy discount because of the fact that having a home is proof that your finances are in order.
  • Government Employees - Being employed by or retired from a federal job can save as much as 8% with certain companies.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles prevent accidents and earn discounts up to 10%.
  • Multi-policy Discount - When you combine your home and auto insurance with the same company you could get a discount of up to 20% off your total premium.
  • Discount for Life Insurance - Some companies give a break if you buy a life insurance policy as well.

Keep in mind that most of the big mark downs will not be given to all coverage premiums. Some only reduce individual premiums such as medical payments or collision. Even though it may seem like you can get free auto insurance, it just doesn't work that way.

To see a list of providers with the best car insurance discounts in Pennsylvania, follow this link.

Additional detailed information can be found at the Pennsylvania Insurance Department website. Visitors are able to file complaints about a company, report car insurance fraud, and download brochures.

Additional helpful sites include NAIC.org's Understanding your Policy and this directory of insurance agents in Holland Pennsylvania.