Consumer Tested Strategies to Save on Hawley Car Insurance
Expensive car insurance can dwindle your savings account and make it impossible to make ends meet. Shopping your coverage around is free, only takes a few minutes, and is a good way to reduce premiums and put more money in your pocket.
Insurance companies such as GEICO and Progressive constantly bombard you with advertising and it is difficult to sift through the bull and effectively compare rates to find the best deal.
How to Lower Your Car Insurance Cost in Hawley, Pennsylvania
The are a couple different ways to compare quotes from local Hawley car insurance companies. The best method to find the lowest rates involves getting comparison quotes online. This can be done using a couple different methods.
- The recommended way to get quotes is a comparison rater form (click to open form in new window). This easy form saves time by eliminating separate quotation requests for every car insurance company. One form submission gets rate comparisons from car insurance companies with the best prices.
- Another way to shop for car insurance online is spending the time to visit each individual company website to complete a price quote. For example, let's assume you want comparison quotes from , and . To get rate quotes you would need to visit each site and enter your policy data, and that's why the first method is more popular.
For a list of links to companies insuring cars in Hawley, click here. - The least recommended way to get comparison rates is to waste gas driving to different Hawley agent offices. The internet has reduced the need for local agents unless you have a need for the professional advice of a local Hawley agent. However, consumers can get the lowest quotes online but buy from a local insurance agent and we'll talk about that later.
It's your choice how you get your quotes, but ensure you are comparing exactly the same information for every company. If you compare higher or lower deductibles it will be very difficult to decipher which rate is best in Hawley. Quoting even small variations in limits can make a big difference in price. Just remember that quoting more will improve the odds of getting the best price.
Policy discounts you shouldn't miss
Auto insurance companies do not list all available discounts in a way that's easy to find, so we took the time to find some of the more common and the harder-to-find savings tricks you should be using.
- Multiple Vehicles - Buying insurance for multiple vehicles on the same car insurance policy qualifies for this discount.
- Accident Waiver - A handful of insurance companies will allow you to have one accident before raising your premiums so long as you haven't had any claims prior to the accident.
- New Car Discount - Insuring a new car can be considerably cheaper since new cars are generally safer.
- Government Employees - Being employed by or retired from a federal job can save as much as 8% depending on your company.
- Early Switch Discount - Select companies give a discount for switching to them before your current expiration date. It's a savings of about 10%.
It's important to note that most discounts do not apply to all coverage premiums. Most cut the price of certain insurance coverages like physical damage coverage or medical payments. Just because it seems like it's possible to get free car insurance, you're out of luck.
To see a list of insurers who offer car insurance discounts in Hawley, click here to view.
Additional detailed information can be found at the Pennsylvania Insurance Department website. Consumers can find out which companies have the most complaints, get help finding coverage, file complaints about an insurance agent or broker, and download brochures.
