How to Know You're Wasting Money for Car Insurance in Glenside

Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me when I say many Glenside consumers feel financially strained by their car insurance policy. Drivers have so many to pick from, and though it is a good thing to have a choice, too many choices makes it more difficult to compare rates.

It's important to compare prices every six months because rates are constantly changing. Even if you got the best deal six months ago there may be better deals available now. Starting now, block out anything you think you know about car insurance because you're going to learn the only way to find lower rates on car insurance.

Buying the cheapest coverage in Glenside is simple if you know the tricks. If you have insurance now or are looking for a new policy, you can use these techniques to find the best rates and still get good coverage. Pennsylvania drivers only need an understanding of the proper methods to get comparison rates online.

Glenside car insurance quote

Save big with these discounts

Car insurance is not cheap, but discounts can save money and there are some available that many people don't even know exist. A few discounts will automatically apply when you get a quote, but lesser-known reductions have to be requested specifically before you will receive the discount. If you're not getting every credit possible, you're just leaving money on the table.

  • Anti-theft System - Vehicles equipped with anti-theft or alarm systems prevent vehicle theft and therefore earn up to a 10% discount.
  • Multi-car Discount - Insuring more than one vehicle on one policy qualifies for this discount.
  • Braking Control Discount - Vehicles with anti-lock braking systems are safer to drive and earn discounts up to 10%.
  • Multi-policy Discount - When you have multiple policies with the same company you may save 10% to 20% off each policy.
  • Discount for Good Grades - Getting good grades can save 20 to 25%. The discount lasts until age 25.
  • New Car Discount - Putting insurance coverage on a new car can save up to 30% compared to insuring an older model.
  • Drivers Education - Require your teen driver to take driver's ed class in school.
  • Defensive Driver - Taking a driver safety course could possibly earn you a 5% discount depending on where you live.

Consumers should know that most discount credits are not given to all coverage premiums. Most only reduce the price of certain insurance coverages like comprehensive or collision. Just because it seems like you would end up receiving a 100% discount, companies don't profit that way. Any qualifying discounts will bring down your overall premium however.

For a list of providers offering car insurance discounts in Pennsylvania, click this link.

Comprehensive Glenside Car Insurance Comparison

Finding a better price on car insurance isn't really that difficult. You just have to spend a little time comparing price quotes from different insurance companies. This can be done in a couple of different ways.

One of the best ways to compare a lot of rates at once is to use a rate comparison form click here to open form in new window. This form prevents you from having to do boring form submissions for each company. Filling out one form compares rates from all major companies.

Another way to get quotes online is going to the website for each individual company to request a price quote. For examples sake, let's say you want to compare rates from , and . You would have to take the time to go to each site and enter your information, and that's why the first method is more popular. To view a list of companies in Glenside, click here.

The hardest method to compare rates is to spend time driving to different agent offices. Shopping for car insurance online makes this process obsolete unless you have a need for the professional guidance of a licensed agent. Drivers can compare online quotes and still use a local agent and we'll talk about that later.

It's up to you how you get prices quotes, just ensure you are comparing identical coverage limits and deductibles for each price quote. If the quotes have different liability limits it will be very difficult to truly determine the lowest rate in Glenside.

And the best car insurance company is...

As you restructure your insurance plan, make sure you don't sacrifice coverage to reduce premiums. Too many times, someone sacrificed comprehensive coverage or liability limits to discover at claim time that they should have had better coverage. The aim is to get the best coverage possible for the lowest price, not the least amount of coverage.

Cost effective car insurance can be found from both online companies as well as from independent agents in Glenside, so compare prices from both to have the best chance of lowering rates. Some insurance companies don't offer online quoting and many times these smaller companies only sell through independent insurance agents.

We just showed you some good ideas how to get a better price on car insurance. The key thing to remember is the more quotes you get, the more likely it is that you will get a better rate. Drivers may discover the best prices are with a smaller regional carrier. These companies may often insure only within specific states and give getter rates than their larger competitors like .