Tightwads Tips for Saving on Glenfield Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say you are not the only one feeling buyer's remorse. You have so many to buy insurance from, and though it is a good thing to have a selection, lots of choices makes it harder to compare rates.

It's important to price shop coverage at least once a year because prices are constantly changing. Just because you had the lowest price on your last policy you can probably find a lower rate today. There is a lot of bad information regarding auto insurance online but we're going to give you some great ways to find affordable auto insurance.

Finding the best rates in Glenfield is not that difficult. If you currently have car insurance, you will most likely be able to cut costs considerably using this strategy. North Dakota consumers only need to know the proper way to buy auto insurance online.

North Dakota auto insurance

Compare the Market for Auto Insurance in Glenfield

Most companies like State Farm and Allstate provide coverage price quotes directly from their websites. This process doesn't take a lot of time as you simply enter the coverage amounts you desire as detailed in the form. When the form is submitted, the system will obtain your driving and credit reports and gives you a price quote based on these and other factors. Quoting online makes it a lot easier to compare rates but the process of having to visit different websites and enter the same data into a form is not the best way to spend an afternoon. But it's very important to have as many quotes as possible if you want to find the best price on auto insurance.

A quicker way to find better auto insurance pricing uses one form that analyzes rates from several different companies. The form is fast, eliminates repetitive work, and makes online shopping much easier to do. After sending your information, it gets priced and you can choose any one of the quotes returned. If a lower price is quoted, you can click and sign and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

To find out if lower rates are available, click here to open in new window and complete the simple form. If you have coverage now, it's recommended that you enter the insurance coverages as close as possible to your current policy. This ensures you will be getting an apples-to-apples comparison for similar insurance coverage.

Are you getting all your discounts?

Companies do not advertise every available discount very clearly, so we researched both the well known as well as the least known savings tricks you should be using. If you're not getting every credit possible, you're paying more than you need to.

  • Passive Restraint Discount - Vehicles with factory air bags and/or automatic seat belt systems may earn rate discounts of 20% or more.
  • Defensive Driver - Taking a defensive driving course could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Discount for Good Grades - A discount for being a good student can save 20 to 25%. Earning this discount can benefit you until age 25.
  • E-sign - Some insurance companies may give you up to $50 for buying your policy over the internet.
  • Homeowners Discount - Being a homeowner can help you save on auto insurance because owning a home shows financial diligence.
  • Payment Discounts - If you pay your entire premium ahead of time instead of paying each month you could save 5% or more.
  • Life Insurance - Companies who offer life insurance give a discount if you purchase life insurance from them.

A little note about advertised discounts, most discount credits are not given the the whole policy. Most only reduce individual premiums such as medical payments or collision. Just because it seems like you could get a free auto insurance policy, you won't be that lucky.

To see a list of providers offering auto insurance discounts in North Dakota, click here to view.

Even more information is located at the North Dakota Insurance Department website. Visitors are able to file complaints about a company, discover disciplinary actions, get help finding coverage, and view a list of available companies.