How to Get the Cheapest Framingham Car Insurance

Finding lower premiums on Framingham car insurance is a challenge for beginners to comparison shopping online. People have so many choices that it can be a real hassle to locate the lowest price in Framingham.

It's important to get comparison quotes once or twice a year because rates are constantly changing. Just because you had the lowest rates six months ago you can probably find a lower rate today. Starting right now, forget all the misinformation about car insurance because you're going to learn the tricks you need to know to save on car insurance.

If you have insurance now or are looking for a new policy, you can follow these tips to shop for the lowest rates and still get good coverage. Finding the lowest cost coverage in Framingham is not that difficult. Massachusetts consumers only need to know the best way to get comparison quotes online.

Framingham car insurance quote

How to Compare Car Insurance Costs in Framingham

Cutting your car insurance rates is not a difficult process. Just spend a little time comparing rate quotes from different insurance companies. It is quite easy and can be accomplished using a couple different methods.

  • The recommended way consumers can analyze rates is to use a rate comparison form click to view form in new window. This method eliminates the need for boring form submissions for each company you want a rate for. Taking the time to complete one form will return quotes from all major companies.It's the quickest way to get rates.
  • Another way to compare rate quotes is to take the time to go to the website for each individual company and request a quote. For instance, let's say you want rates from , and . To get each rate you have to go to every website and enter your information, which is why most consumers use the first method.

    To view a list of companies in Framingham, click here.
  • The least efficient way to compare rates is to spend your day driving to different agent offices. The ability to buy insurance online has reduced the need for local agents unless you prefer the trained guidance that only a license agent can provide. You can, however, get the lowest quotes online and still use a local agent and we'll talk about that later.

Which method you use is up to you, but double check that you are using exactly the same coverages and limits with every price quote. If your comparisons have different deductibles it will be impossible to find the best deal in Framingham.

Take advantage of discounts

Car insurance companies don't list every available discount in a way that's easy to find, so we break down some of the more common and the more hidden car insurance savings. If you aren't receiving every discount available, you're paying more than you need to.

  • Theft Prevention Discount - Anti-theft and alarm systems help deter theft and qualify for as much as a 10% discount.
  • Military Discounts - Having a deployed family member could mean lower rates.
  • Air Bag Discount - Vehicles with factory air bags can qualify for discounts of 20% or more.
  • Employee of Federal Government - Being employed by or retired from a federal job could cut as much as 10% off with certain companies.
  • Multi-policy Discount - When you combine your home and auto insurance with the same company you will save at least 10% off all policies.
  • Discount for Life Insurance - Companies who offer life insurance give better rates if you take out life insurance.
  • Multi-car Discount - Insuring more than one vehicle on the same car insurance policy could earn a price break for each car.

A little note about advertised discounts, most credits do not apply to the entire cost. A few only apply to the cost of specific coverages such as comprehensive or collision. Just because it seems like adding up those discounts means a free policy, you won't be that lucky.

To see a list of providers offering car insurance discounts in Framingham, follow this link.

More Massachusetts car insurance information

Even more information can be found at the Massachusetts Division of Insurance website. Consumers can read consumer alerts, find disaster information, and find out industry alerts.