Tightwads Guide to Saving on Edinboro Auto Insurance
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, many Edinboro consumers feel financially strained by their auto insurance policy. Having so many online and local companies to choose from, it is very difficult to pick the cheapest company.
It's important to compare prices every six months because prices are constantly changing. Just because you found the lowest price a few years ago you can probably find a lower rate today. Block out anything you think you know about auto insurance because you're about to learn how to use online quotes to find the best coverage while lowering your premiums.
How to Compare Auto Insurance in Edinboro, Pennsylvania
There are multiple methods to compare auto insurance prices but one way is less labor-intensive and much quicker. You can spend countless hours discussing policy coverages with agents in Edinboro, or you can stay home and use online quotes for quick rates.
The majority of car insurance companies belong to a marketplace that enables customers to send in one quote, and each participating company then returns a price quote determined by their information. This saves time by eliminating quotation requests to each individual auto insurance company.
To submit your quote information now, click to open in new window.
One minor caviat to doing it this way is you can't choose the providers you want to price. If you prefer to choose specific insurance companies for rate comparison, we put together a list of the cheapest auto insurance companies in Pennsylvania. Click to view list.
It's your choice how you get your quotes, but ensure you are comparing apples-to-apples quote information for each price quote. If your comparisons have mixed coverages it will be very difficult to truly determine the lowest rate in Edinboro.
Don't pay full price with these discounts
Companies offering auto insurance do not list all their discounts very well, so we researched both well-publicized and the harder-to-find savings tricks you should be using. If you don't get every credit possible, you're paying more than you need to.
- Life Insurance - Companies who offer life insurance give a break if you buy auto and life insurance together.
- Multiple Vehicles - Having multiple vehicles on the same auto insurance policy qualifies for this discount.
- No Charge for an Accident - Some insurance companies will allow you to have one accident before raising your premiums as long as you don't have any claims for a particular time prior to the accident.
- Discount for Good Grades - A discount for being a good student can be rewarded with saving of up to 25%. Earning this discount can benefit you well after school through age 25.
- Memberships - Participating in a professional or civic organization is a good way to get lower rates on auto insurance.
- Save over 55 - Mature drivers may be able to get a small decrease in premiums.
As a disclaimer on discounts, most discounts do not apply to all coverage premiums. A few only apply to the price of certain insurance coverages like collision or personal injury protection. So even though they make it sound like all those discounts means the company will pay you, auto insurance companies aren't that generous.
To see a list of companies who offer auto insurance discounts in Pennsylvania, click here to view.
Learn more about Pennsylvania auto insurance
Even more information is located at the Pennsylvania Insurance Department website. Pennsylvania consumers can file complaints about an insurance agent or broker, find out which companies have the most complaints, learn about insurance regulations, and file complaints about a company.
Additional helpful sites include Auto Insurance 101 and this page where you can research Edinboro insurance agents.
