Free Guide to Saving Money on Durango Auto Insurance Online

Paying for high-priced auto insurance can dwindle your bank account and put a big crunch on your finances. Comparison shopping is free and is an excellent way to lower your monthly bill. You have so many to pick from, and though it is a good thing to have a selection, lots of choices makes it harder to compare rates.

How to Get Cheap Auto Insurance in Durango, CO

Lowering your auto insurance rates can be surprisingly simple. You just have to take the time to get quotes online with multiple companies. This can be done using a couple different methods.

  • The easiest and least time consuming way consumers can make multiple comparisons is to use a rate comparison form (click to open form in new window). This form saves time by eliminating separate forms to each individual auto insurance company. A single, simple form gets you price quotes from several companies.
  • A more difficult way to get quotes online requires visiting each individual company website to complete a price quote. For instance, let's say you want comparison quotes from , and . To find out each rate you need to go to every website and enter your policy data, which is why the first method is quicker.

    To view a list of companies in Durango, click here.
  • The hardest way to get comparison rates to local Durango insurance agencies. The ability to buy insurance online has reduced the need for local agents unless you want the trained guidance only provided by licensed Durango agents. Drivers can get prices online and still use a local agent. We'll cover that shortly.

It doesn't matter which method you choose, just make sure you use identical quote information for every company. If you use mixed coverages then you won't be able to decipher which rate is best in Durango.

But I don't know anything about car insurance

When choosing the right insurance coverage for your personal vehicles, there isn't really a cookie cutter policy. Every situation is different so this has to be addressed. These are some specific questions can help discover if your situation could use an agent's help.

  • Am I covered when driving on a suspended license?
  • What are the financial responsibility laws in Colorado?
  • I have good health insurance, so how much medical payments coverage do I need?
  • What happens if I owe more than my vehicle is worth?
  • Am I getting all the discounts available?
  • Are my tools covered if they get stolen from my vehicle?
  • Can I still get insurance after a DUI?

If it's difficult to answer those questions but you think they might apply to your situation, you may need to chat with a licensed agent. To find an agent in your area, fill out this quick form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.

And the best car insurance company is...

Cheaper auto insurance can be sourced online in addition to many Durango insurance agents, and you need to comparison shop both in order to have the best chance of saving money. There are still a few companies who do not provide the ability to get a quote online and usually these regional insurance providers provide coverage only through local independent agents.

As you prepare to switch companies, make sure you don't skimp on critical coverages to save a buck or two. In too many instances, consumers will sacrifice physical damage coverage only to regret at claim time that the small savings ended up costing them much more. Your focus should be to buy enough coverage at the best price while not skimping on critical coverages.