How to Know You're Wasting Money for Auto Insurance in Dublin

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you many consumers are feeling buyer's remorse and feel like there's no way out.

Consumers have many to buy insurance from, and even though it's nice to have a selection, it can be more difficult to compare rates.

It's important to compare rates at least once a year because prices are constantly changing. Even if you got the lowest price a few years ago you can probably find a lower rate today. Ignore everything you know about auto insurance because we're going to demonstrate the tricks you need to know to find great coverage at a great price.

This article will tell you the best way to quote coverages and some money-saving tips. If you have car insurance now, you stand a good chance to be able to cut costs considerably using these techniques. But Ohio drivers do need to know the way insurance companies price insurance differently because it can help you find the best coverage.

How to Compare Dublin Auto Insurance Costs

There are multiple methods to compare auto insurance prices but one way is less time-consuming than others. You can spend countless hours discussing policy coverages with insurance agencies in Dublin, or you can utilize online quoting to achieve your goal.

The majority of car insurance companies belong to an insurance system that enables customers to submit one quote, and every company then gives them pricing based on the submitted data. This eliminates the need for quotation requests to each individual auto insurance company.

To submit your quote information now, click to open in new window.

One minor caviat to using this type of form is you are unable to specify the providers you want pricing from. So if you want to select specific providers to compare rates, we have a page of low cost auto insurance companies in Ohio. Click to view list.

Whichever way you use, compare identical information with each company. If each company quotes higher or lower deductibles it will be next to impossible to make an equal comparison in Dublin. Just a small difference in insurance coverages may result in a large different in cost. Just keep in mind that getting more free quotes helps locate the best price.

Don't pay full price with these discounts

Insuring your vehicles can cost a lot, but there could be available discounts to reduce the price significantly. Larger premium reductions will be automatically applied at the time of quoting, but less common discounts must be manually applied before you will receive the discount.

  • Sign Online - Certain companies will discount your bill up to fifty bucks for buying a policy and signing up over the internet.
  • Driver Safety - Completing a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Discount for Life Insurance - Select insurance companies reward you with a discount if you purchase a life insurance policy as well.
  • Multiple Vehicles - Having multiple vehicles on the same auto insurance policy could earn a price break for each car.
  • Drivers Education - Have your child complete a driver education course if it's offered in school.
  • Payment Method - If you pay your bill all at once instead of paying each month you may reduce your total bill.
  • Drive Less and Save - Fewer annual miles could be rewarded with lower rates on the low mileage vehicles.
  • Memberships - Participating in a qualifying organization could qualify you for a break on auto insurance.
  • No Charge for an Accident - Certain companies permit an accident before raising your premiums as long as you don't have any claims prior to the accident.

Consumers should know that most of the big mark downs will not be given the the whole policy. Some only apply to the cost of specific coverages such as liability, collision or medical payments. So when it seems like all the discounts add up to a free policy, companies don't profit that way. But all discounts will bring down your premiums.

To see a list of companies who offer auto insurance discounts in Ohio, follow this link.

Find out more about auto insurance

Much more information about auto insurance in Ohio is located on the website for the Ohio Department of Insurance through this link. Ohio consumers can get help finding coverage, discover disciplinary actions, file complaints about an insurance agent or broker, and report car insurance fraud.