How to Know You're Wasting Money for Car Insurance in De Graff

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, there are a lot of people in De Graff just like you who feel imprisoned by their car insurance policy. With so many choices of insurance companies, it is hard for the average consumer to pick the best provider.

It's important to compare prices every six months because rates are constantly changing. Even if you got the best price a year ago you can probably find a lower rate today. Ignore everything you know about car insurance because you're about to learn the only way to buy cheaper car insurance.

Finding the best rates in De Graff is quite easy. If you have insurance now or need a new policy, you can follow these tips to find better prices and still get good coverage. Ohio drivers only need an understanding of the best way to shop for car insurance online.

Compare Quotes for De Graff Car Insurance

Most companies quote coverage prices on the web. The process is quite simple as you just type in the coverages you want as detailed in the form. When the form is submitted, their rating system will obtain information on your driving record and credit history and returns a price quote based on these and other factors. This helps simplify price comparisons, but the time required to go to several different sites and fill out multiple forms can get tiresome after awhile. But it's very important to have as many quotes as possible if you are searching for better car insurance pricing.

There is an easier way!

A quicker way to lower your rates utilizes a single form that obtains quotes from a bunch of companies at once. The form is fast, requires much less work on your part, and makes price shopping online much more enjoyable. After your information is entered, it is quoted and you can choose any or none of the quotes returned. If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. It takes 15 minutes at the most and can result in significant savings.

If you want to find out what other companies charge, click here to open in new window and begin entering your coverage information. If you currently have coverage, we recommend you complete the form with your coverages exactly as they are listed on your policy. This ensures you will get rate comparison quotes for similar insurance coverage.

These discounts can lower your rates

Companies don't always publicize all their discounts very well, so we took the time to find some of the more common and the harder-to-find discounts you could be receiving. If you don't get every credit possible, you're paying more than you need to.

Life Insurance Discount - Larger companies have a break if you buy auto and life insurance together.
Multi-car Discount - Buying coverage for more than one vehicle on the same car insurance policy qualifies for this discount.
Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
Discount for Good Grades - A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply until age 25.
Theft Prevention System - Vehicles with anti-theft systems are stolen less frequently and therefore earn up to a 10% discount.
Payment Discounts - By paying your policy upfront instead of paying each month you may reduce your total bill.
New Car Discount - Putting insurance coverage on a new car can be considerably cheaper due to better safety requirements for new cars.

It's important to understand that some of the credits will not apply to all coverage premiums. Most only apply to the price of certain insurance coverages like collision or personal injury protection. So when it seems like all those discounts means the company will pay you, it doesn't quite work that way.

To see a list of companies offering car insurance discounts in Ohio, click here.

Learn more about Ohio car insurance

More tips and info about car insurance can be found at the Ohio Department of Insurance website. Consumers can file complaints about an insurance agent or broker, report car insurance fraud, find out industry alerts, and file complaints about a company.

Additional helpful sites include Auto Insurance 101 and this page where you can research De Graff insurance agents.